2208 E Cross St, Anderson, IN 46012 Property Records

Madison County property record for 2208 E Cross St, Anderson, IN 46012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,679 sqft · built 1970
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,675 (Feb 2026)
Tax Bill	$3,970 (2025)
Deeds & Mortgages	Sep 2026 Transfer Sep 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-0026-1-123`

Property Details

APN / Parcel Number

Primary APN	`13-0026-1-123`
Alternative APNs	`48-07-31-400-067.000-029` `00001321045`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,679 sqft Living Area
1st Floor Area	1,679 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1990
Construction Type	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	19,994 sqft (0.459 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Patio Area	144 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001321045
Street Address	2208 E CROSS ST
City	ANDERSON
State	IN
Zip	46012-1955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE SE 0.4590ACRES STR: 31208 SECTION: PLAT: 00 IN: OUT:
Jurisdiction	MADISON IN
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1041
Census Tract	1300

Owner

Source: Madison County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2208 E CROSS ST, ANDERSON, IN 46012-1955
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Quit Claim Deed, Transfer ABSOLUTE TITLE, ABSOLUTE TITLE INC
Sep 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNION SAVINGS & LOAN ASSN
Feb 22, 2023	Deed of Trust, Mortgage · Commercial Mortgage UNION SAVINGS & LOAN ASSN
Feb 5, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Feb 5, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Jun 16, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2026 · Amount on Record
Deed Sale	Feb 5, 2026 · Amount on Record
Prior Sale	Jun 16, 2022 · Amount on Record
Deed Document Number	20261867
Last Transfer Date	Sep 22, 2026
Transfer Doc	0000014234
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IN
Recording Date	Sep 22, 2026
Property Address	2208 E CROSS ST, ANDERSON, IN 46012-1955
Document Number	0000014234
Instrument Date	Sep 22, 2026
Instrument	202614234
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 E CROSS ST, ANDERSON, IN 46012-1955

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2208 E CROSS ST, ANDERSON, IN 46012-1955
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2022R15529
Date	Sep 14, 2022
Instrument	2022R15529

Lender

Name	UNION SAVINGS & LOAN ASSN
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 14, 2023

Interest

Rate Type	Fixed Rate

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2208 E CROSS ST, ANDERSON, IN 46012-1955
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2023R02574
Date	Feb 22, 2023
Instrument	2023R02574

Lender

Name	UNION SAVINGS & LOAN ASSN
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2043

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Feb 5, 2026
Property Address	2208 E CROSS ST, ANDERSON, IN 46012-1955
Document Number	2026R01867
Instrument Date	Jan 4, 2026
Instrument	2026R01867
Transaction Type	Transfer
Record Updated	Feb 25, 2026
Title Company	ABSOLUTE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 E CROSS ST, ANDERSON, IN 46012-1955

Mortgage

Document Number	2026R01868
Date	Feb 5, 2026
Instrument	2026R01868

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Feb 5, 2026
Property Address	2208 E CROSS ST, ANDERSON, IN 46012-1955
Document Number	2026R01867
Instrument Date	Jan 4, 2026
Instrument	2026R01867
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ABSOLUTE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 E CROSS ST, ANDERSON, IN 46012-1955

Mortgage

Document Number	2026R01868
Date	Feb 5, 2026
Instrument	2026R01868

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IN
Recording Date	Jun 16, 2022
Property Address	2208 E CROSS ST, ANDERSON, IN 46012-1955
Document Number	2022R10369
Instrument Date	Jun 13, 2022
Instrument	2022R10369
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5047 STONESPRING CT, ANDERSON, IN 46012-9713
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Richland Township
Unified School District	Anderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,970.00 (+10.71%)	$180,200 (+46.5%) Land $20,000 Building $160,200	$180,200 (+46.5%) Land $20,000 Building $160,200
2024	$3,586.00 (+33.26%)
2023		$123,000 (+2.33%) Land $19,000 Building $104,000	$123,000 (+2.33%) Land $19,000 Building $104,000
2022	$2,691.00 Homeowner's exemption	$120,200 Land $18,100 Building $102,100	$120,200 Land $18,100 Building $102,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1992–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON WATER DEPARTMENT serves 55,212 people · EPA ID IN5248002
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: BridgeMAXX Suncoast Broadband, T-Mobile, Verizon.

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