2236 W 81st St, Chicago, IL 60620 Property Records

Cook County property record for 2236 W 81st St, Chicago, IL 60620

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1962
Lot Size	0.085 acres (3,720 sqft)
Owner	Individual Name on File
Last Sale	$246,000 (Jun 2018)
Tax Bill	$2,887 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-31-113-021`

Property Details

APN / Parcel Number

Primary APN	`20-31-113-021`
Alternative APN	`20-31-113-021-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1964
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,720 sqft (0.085 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2236 W 81ST ST
City	CHICAGO
State	IL
Zip	60620-5919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(BEVERLY)(VIEW) SUB OF PT OF LT 13 IN HUNTERS SUB NW SEC 31-38-14
Legal Range	14E
Legal Township	38N
Legal Section	31
Legal Subdivision	BEVERLY VIEW
Legal Block	1
Legal Lot Number	13
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2010
Census Tract	700501

Owner

2236 W 81st St is owned and occupied by an individual who bought it in June 2018.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2236 W 81ST ST, CHICAGO, IL 60620-5919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 22, 2025	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Jun 22, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jun 22, 2018	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Oct 18, 2017	Grant Deed, Construction Loan · Construction Mortgage AMERICAN PORTFOLIO MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2018 · Amount on File
Deed Sale	Jun 22, 2018 · Amount on File
Prior Sale	Oct 18, 2017 · Amount on File
Deed Document Number	201849071
Prior Transfer Date	Aug 1, 2008
Prior Transfer Doc	0000057144
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2236 W 81ST ST, CHICAGO, IL 60620-5919
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010949120
Date	Apr 19, 2021
Instrument	2110949120

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate	3.12%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2236 W 81ST ST, CHICAGO, IL 60620-5919
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2236 W 81ST ST, CHICAGO, IL 60620-5919

Mortgage

Document Number	0023419069
Date	Aug 22, 2025
Instrument	2523419069

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2236 W 81ST ST, CHICAGO, IL 60620-5919
Document Number	2022407261
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2236 W 81ST ST CHICAGO IL 606205919, CHICAGO, IL 60620-5919

Mortgage

Document Number	2022407261
Date	Aug 11, 2020
Instrument	22407261

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 22, 2018
Property Address	2236 W 81ST ST, CHICAGO, IL 60620-5919
Document Number	1817349071
Instrument Date	Jun 20, 2018
Instrument	17349071
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	GREATER ILLINOIS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2236 W 81ST ST CHICAGO IL 606205919, CHICAGO, IL 60620-5919

Mortgage

Document Number	1817349072
Date	Jun 22, 2018
Instrument	17349072

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2048

Interest

Rate	5.87%

October 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Oct 18, 2017
Property Address	2236 W 81ST ST, CHICAGO, IL 60620-5919
Document Number	1729122070
Instrument Date	Sep 22, 2017
Instrument	29122070
Transaction Type	Construction Loan
Record Updated	Oct 27, 2017
Title Company	LAKELAND TITLE SERVICES, LAKELAND TITLE SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7600 S JEFFERY AVE CHICAGO IL 60649, CHICAGO, IL 60649

Mortgage

Document Number	1729122071
Date	Oct 18, 2017
Instrument	29122071

Lender

Name	AMERICAN PORTFOLIO MTG
Type	Mortgage Company
Address	PALATINE, IL 60074

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 17, 2018

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,000 Land $1,860 Building $13,140	$150,000 Land $18,600 Building $131,400
2023	$2,887.00 (+3.37%)
2022	$2,793.00 (+1.64%) Homeowner's exemption	$17,000 (-) Land $2,976 Building $14,024	$170,000 (-) Land $29,760 Building $140,240
2021	$2,748.00 Homeowner's exemption	$17,000 Land $2,976 Building $14,024	$170,000 Land $29,760 Building $140,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2236 W 81st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2236 W 81st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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