2226 W 81st St, Chicago, IL 60620 Property Records

Cook County property record for 2226 W 81st St, Chicago, IL 60620

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,066 sqft · built 1957
Lot Size	0.085 acres (3,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,000 (Aug 2024)
Tax Bill	$2,328 (2023)
Deeds & Mortgages	Aug 2023 Foreclosure Jun 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`20-31-113-024`

Property Details

APN / Parcel Number

Primary APN	`20-31-113-024`
Alternative APN	`20-31-113-024-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1959
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,720 sqft (0.085 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2226 W 81ST ST
City	CHICAGO
State	IL
Zip	60620-5919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(BEVERLY)(VIEW) SUB OF PT OF LT 13 IN HUNTERS SUB NW SEC 31-38-14
Legal Range	14E
Legal Township	38N
Legal Section	31
Legal Subdivision	BEVERLY VIEW
Legal Block	1
Legal Lot Number	13
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2010
Census Tract	700501

Owner

Source: Cook County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2226 W 81ST ST, CHICAGO, IL 60620-5919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY
Jun 26, 2017	Loan Modification, Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2024 · Amount on Record
Deed Sale	Aug 6, 2024 · Amount on Record
Prior Sale	Aug 3, 2023 · Amount on Record
Deed Document Number	202424348
Record Updated	Oct 29, 2026

August 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	COOK IL
Recording Date	Aug 3, 2023
Property Address	2226 W 81ST ST, CHICAGO, IL 60620-5919
Document Number	0021515008
Instrument Date	Jun 5, 2023
Instrument	2321515008
Transaction Type	Foreclosure
Record Updated	Apr 23, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$131.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9322 S 51ST AVE, OAK LAWN, IL 60453-2418

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	2226 W 81ST ST, CHICAGO, IL 60620-5919
Document Number	1720508246
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2226 W 81ST ST CHICAGO IL 606205919, CHICAGO, IL 60620-5919

Mortgage

Document Number	1720508246
Date	Jul 24, 2017
Instrument	20508246

Lender

Name	DITECH FIN'L
Address	TEMPE, AZ 85284

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Jul 23, 2057

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,000 (-11.76%) Land $1,860 Building $13,140	$150,000 (-11.76%) Land $18,600 Building $131,400
2023	$2,328.00 (+4.39%)
2022	$2,230.00 (+199.73%)	$17,000 (-) Land $2,976 Building $14,024	$170,000 (-) Land $29,760 Building $140,240
2021	$744.00 Homeowner's exemption Senior Citizen's exemption	$17,000 Land $2,976 Building $14,024	$170,000 Land $29,760 Building $140,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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