Coles County property record for 2236 Seneca Dr, Charleston, IL 61920
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,892 sqft · built 1980 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Nov 2025) |
| Tax Bill | $7,093 (2025) |
| Deeds & Mortgages | Aug 2010 Mortgage Aug 2013 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-2-12839-000 |
| Primary APN | 02-2-12839-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,892 sqft Base Area |
| 1st Floor Area | 1,892 sqft |
| Basement Area | 1,892 sqft |
| Unfinished Basement | 1,892 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 186 ft deep x 104 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Cooling System | Central |
|---|
| Street Address | 2236 SENECA DR |
|---|---|
| City | CHARLESTON |
| State | IL |
| Zip | 61920-3835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY HEIGHTS SUBD BLK L-1 LOT 22 NW 1/4 SEC 22 T12N R09E |
| Legal Range | 09E |
| Legal Township | 12N |
| Legal Section | 22 |
| Legal Subdivision | UNIVERSITY HEIGHTS SUBD |
| Legal Block | L-1 |
| Legal Lot Number | 22 |
| Jurisdiction | COLES IL |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 900 |
2236 Seneca Dr is owned and occupied by two individuals who bought it in November 2025.
Source: Coles County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2236 SENECA DR, CHARLESTON, IL 61920-3835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2010 | Deed of Trust, Mortgage · Conventional Mortgage HOME LOAN CENTER INC |
| Aug 14, 2013 | Deed of Trust, Mortgage PRAIRIE STATE BANK & TRUST |
| May 8, 2012 | Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST |
| Nov 4, 2025 | Warranty Deed, Transfer · VA Mortgage PRIMELENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on File |
| Deed Sale | Nov 4, 2025 · Amount on File |
| Prior Sale | May 14, 2007 · Amount on File |
| Deed Document Number | 2025819895 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 2236 SENECA DR, CHARLESTON, IL 61920-3835 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2010723960 |
|---|---|
| Date | Aug 24, 2010 |
| Instrument | 2010723960 |
| Name | HOME LOAN CENTER INC |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 2236 SENECA DR, CHARLESTON, IL 61920-3835 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2013746833 |
|---|---|
| Date | Aug 14, 2013 |
| Instrument | 2013746833 |
| Name | PRAIRIE STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MATTOON, IL 61938 |
| Amount | Amount on Record |
|---|---|
| Term | 36 Months |
| Due | Aug 9, 2016 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 2236 SENECA DR, CHARLESTON, IL 61920-3835 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2012730073 |
|---|---|
| Date | May 8, 2012 |
| Instrument | 2012730073 |
| Name | PRAIRIE STATE BANK & TRUST |
|---|---|
| Address | MATTOON, IL 61938 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | Nov 4, 2025 |
| Property Address | 2236 SENECA DR, CHARLESTON, IL 61920-3835 |
| Document Number | 202500819895 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 202500819895 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1005 N OAK ST, NORMAL, IL 61761-1735 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2236 SENECA DR, CHARLESTON, IL 61920-3835 |
| Document Number | 202500819896 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 202500819896 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate | 5.62% |
|---|
The 2025 property tax bill for 2236 Seneca Dr was $7,093 with exemptions applied.
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Charleston Township |
| Municipality | Charleston City |
| Unified School District | Charleston Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,093.00 | $108,415 (+10.2%) Land $10,913 Building $97,502 | $325,245 (+10.2%) Land $32,739 Building $292,506 |
| 2024 | $98,380 (+9.5%) Land $9,903 Building $88,477 | $295,140 (+9.5%) Land $29,709 Building $265,431 | |
| 2023 | $89,845 Land $9,044 Building $80,801 | $269,535 Land $27,132 Building $242,403 | |
| 2020 | $6,903.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2236 Seneca Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2236 Seneca Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON serves 17,286 people · EPA ID IL0290100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Watch TV Fixed Wireless | 100 / 20 |
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