2230 Seneca Dr, Charleston, IL 61920 Property Records

Coles County property record for 2230 Seneca Dr, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,896 sqft · built 1978
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (Jun 2023)
Tax Bill	$6,177 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2-12838-000`

Property Details

APN / Parcel Number

Primary APN	`02-2-12838-000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,896 sqft Base Area
1st Floor Area	1,896 sqft
Basement Area	1,896 sqft
Unfinished Basement	1,896 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	250 ft deep x 121 ft wide
Garage Type	Attached
Garage Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2230 SENECA DR
City	CHARLESTON
State	IL
Zip	61920-3835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIVERSITY HEIGHTS SUBD BLK L-1 LOT 21 NW 1/4 SEC 22 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	22
Legal Subdivision	UNIVERSITY HEIGHTS SUBD
Legal Block	L-1
Legal Lot Number	21
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	2
Census Block	2004
Census Tract	900

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2230 SENECA DR, CHARLESTON, IL 61920-3835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST NEIGHBOR BANK NA
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2023 · Amount on Record
Deed Sale	Jun 6, 2023 · Amount on Record
Prior Sale	Apr 30, 2015 · Amount on Record
Deed Document Number	2023806971
Prior Transfer Date	Jan 23, 2007
Prior Transfer Doc	697754
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jun 6, 2023
Property Address	2230 SENECA DR, CHARLESTON, IL 61920-3835
Document Number	202300806971
Instrument Date	May 31, 2023
Instrument	202300806971
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2230 SENECA DR, CHARLESTON, IL 61920-3835

Mortgage

Document Number	202300806972
Date	Jun 6, 2023
Instrument	202300806972

Lender

Name	FIRST NEIGHBOR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	2230 SENECA DR, CHARLESTON, IL 61920-3835
Transaction Type	Mortgage
Record Updated	Jul 1, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000787841
Date	May 26, 2020
Instrument	202000787841

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	CHARLESTON, IL 61920

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,177.00 (+4.15%) Homeowner's exemption	$90,843 (+10.2%) Land $12,751 Building $78,092	$272,529 (+10.2%) Land $38,253 Building $234,276
2024	$5,931.00 (+2.4%)	$82,435 (+9.5%) Land $11,571 Building $70,864	$247,305 (+9.5%) Land $34,713 Building $212,592
2023		$75,283 Land $10,567 Building $64,716	$225,849 Land $31,701 Building $194,148
2020	$5,792.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on Seneca Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures