2236 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 2236 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,877 sqft · built 1998
Lot Size0.207 acres (9,060 sqft)
OwnerIndividual Name on Record
Last Sale$510,000 (Aug 2025)
Tax Bill$1,755 (2025)
Deeds & MortgagesAug 2025 Mortgage
Aug 2025 Sale
+ 2 more
Flood ZoneZone X (moderate risk)
APN309-11-381

Property Details

APN / Parcel Number

Primary APN309-11-381

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,877 sqft Living Area
1st Floor Area1,877 sqft

Exterior

Year BuiltBuilt 1998
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area9,060 sqft (0.207 acres)
Parking Spaces2 Parking Spaces
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address2236 E SARATOGA ST
CityGILBERT
StateAZ
Zip85296-2770
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionFINLEY FARMS SOUTH PARCEL 13 MCR 404-11
Legal Range06E
Legal Township01S
Legal Section16
Legal QuarterSE
Quarter-Quarter SectionSE
Legal SubdivisionFINLEY FARMS SOUTH PARCEL 13
Legal Lot Number3
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3015
Census Tract422512

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2236 E SARATOGA ST, GILBERT, AZ 85296-2770
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
GO MORTGAGE LLC
Aug 8, 2025Warranty Deed, Transfer
RE TITLE AGENCY LLC, EZ TITLE AGENCY LLC
Apr 8, 2020Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA
Aug 10, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2025 · Amount on Record
Deed SaleAug 8, 2025 · Amount on Record
Prior SaleAug 8, 2025 · Amount on Record
Deed Document Number20250458273
Record UpdatedJun 8, 2026

August 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateAug 8, 2025
Property Address2236 E SARATOGA ST, GILBERT, AZ 85296-2770
Document Number0000458274
Map ReferenceDOC 96-0544321
Instrument DateAug 4, 2025
Instrument20250458274
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyMAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000458275
DateAug 8, 2025
Instrument20250458275
Lender
NameGO MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateAug 8, 2025
Property Address2236 E SARATOGA ST, GILBERT, AZ 85296-2770
Document Number0000458273
Map ReferenceDOC 96-054321
Instrument DateAug 4, 2025
Instrument20250458273
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyRE TITLE AGENCY LLC, EZ TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2236 E SARATOGA ST, GILBERT, AZ 85296-2770

Transferred To (Grantee/Buyer)

NameVerified Name
Address2236 E SARATOGA ST, GILBERT, AZ 85296-2770

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateApr 8, 2020
Property Address2236 E SARATOGA ST, GILBERT, AZ 85296-2770
Document Number0000301377
Instrument DateApr 1, 2020
Instrument301377
Transaction TypeTransfer
Record UpdatedApr 15, 2020
Title CompanyTITLE ALLIANCE ELITE AGENCY LLC, TITLE ALLIANCE ELITE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2236 E SARATOGA ST GILBERT AZ 852962770, GILBERT, AZ 85296-2770

Mortgage

Document Number301378
DateApr 8, 2020
Instrument301378
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 7, 2050

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2236 E SARATOGA ST, GILBERT, AZ 85296-2770
Document Number0000619475
Instrument DateAug 10, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2236 E SARATOGA ST GILBERT AZ 852962770, GILBERT, AZ 85296-2770

Mortgage

Document Number0000619475
DateAug 15, 2018
Instrument619475
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 14, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$45,580 (+5.24%)$455,800 (+5.24%) Land $91,100 Building $364,700
2025$1,755.00 (+2.81%)$43,310 (-6.66%)$433,100 (-6.66%) Land $86,600 Building $346,500
2024$1,707.00 (-0.64%)$46,400$464,000 Land $92,800 Building $371,200
2023$1,718.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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