Maricopa County property record for 2228 E Saratoga St, Gilbert, AZ 85296
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,967 sqft · built 1998 |
| Lot Size | 0.195 acres (8,533 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Jul 2015) |
| Tax Bill | $1,799 (2025) |
| Deeds & Mortgages | Mar 2022 Second Mortgage Dec 2018 Line of Credit + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 309-11-380 |
| Primary APN | 309-11-380 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,967 sqft Living Area |
| 1st Floor Area | 1,967 sqft |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 8,533 sqft (0.195 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 170 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 2228 E SARATOGA ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85296-2770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7 |
| Legal Description | FINLEY FARMS SOUTH PARCEL 13 MCR 404-11 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 16 |
| Legal Quarter | SE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | FINLEY FARMS SOUTH PARCEL 13 |
| Legal Lot Number | 2 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 422512 |
Source: Maricopa County records, as of November 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2228 E SARATOGA ST, GILBERT, AZ 85296-2770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARIZONA FCU |
| Dec 21, 2018 | Deed of Trust, Mortgage · Line of Credit ARIZONA FCU |
| Dec 21, 2018 | Deed of Trust, Mortgage · Line of Credit ARIZONA FCU |
| Dec 14, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Dec 13, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2015 · Amount on Record |
| Deed Sale | Jul 29, 2015 · Amount on Record |
| Prior Sale | Dec 13, 2018 |
| Deed Document Number | 0000547123 |
| Last Transfer Date | Dec 14, 2018 |
| Transfer Doc | 0000918336 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2228 E SARATOGA ST, GILBERT, AZ 85296-2770 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000206175 |
|---|---|
| Date | Mar 7, 2022 |
| Instrument | 20220206175 |
| Name | ARIZONA FCU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85008 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Mar 21, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2228 E SARATOGA ST, GILBERT, AZ 85296-2770 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000936631 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 20180936631 |
| Name | ARIZONA FCU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 4, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2228 E SARATOGA ST, GILBERT, AZ 85296-2770 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000937578 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 20180937578 |
| Name | ARIZONA FCU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Dec 14, 2018 |
| Property Address | 2228 E SARATOGA ST, GILBERT, AZ 85296-2770 |
| Document Number | 0000918336 |
| Instrument Date | Dec 4, 2018 |
| Instrument | 918336 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2228 E SARATOGA ST GILBERT AZ 852962770, GILBERT, AZ 85296-2770 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Dec 13, 2018 |
| Property Address | 2228 E SARATOGA ST, GILBERT, AZ 85296-2770 |
| Document Number | 0000914966 |
| Instrument Date | Dec 4, 2018 |
| Instrument | 914966 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2018 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2228 E SARATOGA ST GILBERT AZ 852962770, GILBERT, AZ 85296-2770 |
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,220 (-1.87%) | $462,200 (-1.87%) Land $92,400 Building $369,800 | |
| 2025 | $1,799.00 (+5.27%) | ||
| 2024 | $47,100 | $471,000 Land $94,200 Building $376,800 | |
| 2022 | $1,709.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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