22357 Plum Tree Rd, Cape Charles, VA 23310 Property Records

Northampton County property record for 22357 Plum Tree Rd, Cape Charles, VA 23310

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,072 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$241,100 (May 2013)
Tax Bill	$2,581 (2025)
Deeds & Mortgages	Sep 2006 Mortgage Aug 2006 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`84I-2-51`

Property Details

APN / Parcel Number

Primary APN	`84I-2-51`
Alternative APNs	`10000588` `14344`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,072 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	208 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	10000588
Street Address	22357 PLUM TREE RD
City	CAPE CHARLES
State	VA
Zip	23310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 51 20,001 SQ FT KINGS CR PHASE 3 LOT 51 20,001 SQ FT KINGS CR PHASE 3
Legal Subdivision	KINGS CREEK LANDING
Legal Phase	3
Legal Lot Number	51
Jurisdiction	NORTHAMPTON VA
Township / Civil Division	2
Census Block Group	3
Census Block	3001
Census Tract	930301

Owner

22357 Plum Tree Rd is owned by an individual who bought it in May 2013.

Source: Northampton County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6 BURRWOOD-HIGHVIEW ESTS, MILLSBORO, DE 19966
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2006	Deed of Trust, Mortgage · Conventional Mortgage SUSSEXMOTGAGE.COM LLC
Aug 21, 2006	Deed of Trust, Mortgage CPD AT KINGS CREEK LLC
May 30, 2013	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 27, 2009	Deed, Transfer · Conventional Mortgage SOVEREIGN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2013 · Amount on File
Deed Sale	May 31, 2013 · Amount on File
Prior Sale	Oct 27, 2009 · Amount on File
Deed Document Number	001300/998
Deed Book / Page	1300 / 998
Prior Transfer Date	May 30, 2013
Prior Transfer Doc	001300/998
Record Updated	Jun 8, 2026

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	22357 PLUM TREE RD, CAPE CHARLES, VA 23310
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060002729
Date	Sep 28, 2006
Instrument	060002729

Lender

Name	SUSSEXMOTGAGE.COM LLC
Address	MILFORD, PA 18337

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	371 Months
Due	Aug 1, 2037

Interest

Rate	8.75%

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	22357 PLUM TREE RD, CAPE CHARLES, VA 23310
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060002370
Date	Aug 21, 2006
Instrument	060002370

Lender

Name	CPD AT KINGS CREEK LLC

Agreement

Amount	Amount on Record

May 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	May 30, 2013
Property Address	22357 PLUM TREE RD, CAPE CHARLES, VA 23310
Document Number	001300/998
Book / Page	1300 / 998
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001300999
Date	May 30, 2013
Instrument	1300/999

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Oct 27, 2009
Property Address	22357 PLUM TREE RD, CAPE CHARLES, VA 23310
Document Number	0090002206
Map Reference	MB93 PG9-19
Instrument Date	Oct 2, 2009
Instrument	090002206
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	138 N LOMBARD ST, DALLASTOWN, PA 17313-1814

Mortgage

Document Number	0090002207
Date	Oct 27, 2009
Instrument	090002207

Lender

Name	SOVEREIGN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2039

Interest

Rate	5.62%

Tax Assessment & Valuation

The 2025 property tax bill for 22357 Plum Tree Rd was $2,581.

Source: Northampton County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Northampton County
Unified School District	Northampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,581.00	$366,200 Land $79,500 Building $286,700
2024			$366,200 (+32.15%) Land $79,500 Building $286,700
2023	$2,105.00	$277,100 Land $51,000 Building $226,100	$277,100 Land $51,000 Building $226,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22357 Plum Tree Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	47 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22357 Plum Tree Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Eastern Shore of Virginia Broadband Authority Fiber	200 / 200

May also be available: Spectrum, T-Mobile.

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