22328 Plum Tree Rd, Cape Charles, VA 23310 Property Records

Northampton County property record for 22328 Plum Tree Rd, Cape Charles, VA 23310

Property Summary

Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Apr 2025)
Tax Bill	$3,697 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Feb 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`84I-1-10`

Property Details

APN / Parcel Number

Primary APN	`84I-1-10`
Alternative APNs	`479170` `8563` `7693`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,672 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7693
Street Address	22328 PLUM TREE RD
City	CAPE CHARLES
State	VA
Zip	23310
Property Category	Other
Property Type	Unknown
Legal Description	LOT 10 KINGS CREEK LANDING LOT 10 KINGS CREEK LANDING
Legal Subdivision	KINGS CREEK LANDING
Legal Lot Number	10
Jurisdiction	NORTHAMPTON VA
Township / Civil Division	2
Census Block Group	3
Census Block	3000
Census Tract	930301

Owner

Source: Northampton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	143 RUTH LN, WILLIAMSBURG, VA 23188-1776
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2025	Warranty Deed, Transfer · Conventional Mortgage LANGLEY FEDERAL CREDIT UNION
Feb 22, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 22, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 28, 2020	Warranty Deed, Transfer · Line of Credit MIDATLANTIC FARM CREDIT ACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2025 · Amount on Record
Deed Sale	Apr 22, 2025 · Amount on Record
Prior Sale	Feb 22, 2024 · Amount on Record
Deed Document Number	2025650
Record Updated	Oct 29, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Apr 22, 2025
Property Address	22328 PLUM TREE RD, CAPE CHARLES, VA 23310
Document Number	0250000650
Instrument Date	Apr 17, 2025
Instrument	250000650
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 RUTH LN, WILLIAMSBURG, VA 23188-1776

Mortgage

Document Number	0250000651
Date	Apr 22, 2025
Instrument	250000651

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2055

Interest

Rate Type	Fixed Rate

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Feb 22, 2024
Property Address	22328 PLUM TREE RD, CAPE CHARLES, VA 23310
Document Number	0240000331
Instrument Date	Feb 21, 2024
Instrument	240000331
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4310 INDIAN RIVER RD # 29, 29, CHESAPEAKE, VA 23325-3100
Investor	Possibly a Property Investor

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Feb 22, 2024
Property Address	CAPE CHARLES, VA 23310
Document Number	0240000331
Instrument Date	Feb 21, 2024
Instrument	240000331
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4310 INDIAN RIVER RD # 29, 29, CHESAPEAKE, VA 23325-3100
Investor	Possibly a Property Investor

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Aug 28, 2020
Property Address	22328 PLUM TREE RD, CAPE CHARLES, VA 23310
Document Number	0200001563
Instrument Date	Aug 25, 2020
Instrument	200001563
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ANCHOR TITLE COMPANY, A&N TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26979 GREENHEAD DR, NORTH DINWIDDIE, VA 23805-9709
Investor	Possibly a Property Investor

Mortgage

Document Number	0200001564
Date	Aug 28, 2020
Instrument	200001564

Lender

Name	MIDATLANTIC FARM CREDIT ACA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Northampton County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Northampton County
Unified School District	Northampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,697.00 (+1,289.85%)	$524,400 (+1,398.29%) Land $73,200 Building $451,200
2024			$524,400 (+1,398.29%) Land $73,200 Building $451,200
2023	$266.00	$35,000 Land $35,000	$35,000 Land $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	47 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Eastern Shore of Virginia Broadband Authority Fiber	200 / 200

May also be available: Spectrum, T-Mobile.

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