Jefferson County property record for 2235 E Rock Creek Rd, Arnold, MO 63010
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,820 sqft · built 1981 |
| Lot Size | 1.61 acres (70,567 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $152,950 (Jul 2022) |
| Tax Bill | $1,827 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028.028.04001006 |
| Primary APN | 028.028.04001006 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 1,820 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Construction Type | Frame |
| Lot Area | 70,567 sqft |
| Porch | Stoop |
| Porch Area | 24 sqft |
| Heating System | HVAC |
|---|
| Street Address | 2235 E ROCK CREEK RD |
|---|---|
| City | ARNOLD |
| State | MO |
| Zip | 63010-3658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | PT NE1/4 SE1/4 |
| Legal Range | 5E |
| Legal Township | 43N |
| Legal Section | 28 |
| Legal Block | 1 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | IMPERIAL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 700107 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2235 E ROCK CREEK RD, ARNOLD, MO 63010-3658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 12, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA |
| Jul 12, 2022 | Intrafamily Transfer, Transfer SERVICELINK |
| Dec 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2022 · Amount on Record |
| Deed Sale | Jul 12, 2022 · Amount on Record |
| Prior Sale | Jan 4, 2011 · Amount on Record |
| Deed Document Number | 202223051 |
| Prior Transfer Date | Jul 5, 2022 |
| Prior Transfer Doc | 0000023050 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 2235 E ROCK CREEK RD, ARNOLD, MO 63010-3658 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2235 E ROCK CREEK RD, ARNOLD, MO 63010-3658 |
| Document Number | 0000028385 |
|---|---|
| Date | Nov 13, 2023 |
| Instrument | 2023R-028385 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jul 12, 2022 |
| Property Address | 2235 E ROCK CREEK RD, ARNOLD, MO 63010-3658 |
| Document Number | 0000023051 |
| Instrument Date | Jul 5, 2022 |
| Instrument | 2022R-023051 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2235 E ROCK CREEK RD, ARNOLD, MO 63010-3658 |
| Document Number | 0000023052 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 2022R-023052 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jul 12, 2022 |
| Property Address | 2235 E ROCK CREEK RD, ARNOLD, MO 63010-3658 |
| Document Number | 0000023050 |
| Instrument Date | Jul 5, 2022 |
| Instrument | 2022R-023050 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2235 E ROCK CREEK RD, ARNOLD, MO 63010-3658 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 2235 E ROCK CREEK RD, ARNOLD, MO 63010-3658 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2235 E ROCK CREEK RD, ARNOLD, MO 63010-3658 |
| Document Number | 0000052909 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 2021R-052909 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 222 Months |
| Due | Jun 1, 2040 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Fox C-6 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,800 (-) Land $3,300 Building $22,500 | $135,900 (-) Land $17,400 Building $118,500 | |
| 2025 | $1,827.00 (+3.05%) | $25,800 (+6.61%) Land $3,300 Building $22,500 | $135,900 (-) Land $17,400 Building $118,500 |
| 2024 | $1,773.00 (-0.17%) | $135,900 (+6.67%) Land $17,400 Building $118,500 | |
| 2023 | $1,776.00 | $24,200 Land $3,300 Building $20,900 | $127,400 Land $17,400 Building $110,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 19 (1979–2013) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Jun 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294 |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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