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2225 E Rock Creek Rd, Arnold, MO 63010 Property Records

Jefferson County property record for 2225 E Rock Creek Rd, Arnold, MO 63010

Property Summary

Property TypeSingle Family Home
Details1 ba · 768 sqft · built 1972
Lot Size1.01 acres (44,431 sqft)
Owner2 Individual Names on Record
Last Sale$148,900 (Sep 2021)
Tax Bill$956 (2025)
Deeds & MortgagesSep 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN028.028.04001008

Property Details

APN / Parcel Number

Primary APN028.028.04001008

Interior

Full Baths1 Bath
Stories1 Story
Building Area768 sqft Living Area
1st Floor Area768 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeFrame
Lot Area44,431 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2225 E ROCK CREEK RD
CityARNOLD
StateMO
Zip63010-3658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionPT E1/4 NE1/4 SE1/4
Legal Range5E
Legal Township43N
Legal Section28
Legal Block1
JurisdictionJEFFERSON MO
Township / Civil DivisionIMPERIAL
Census Block Group1
Census Block1000
Census Tract700107

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2225 E ROCK CREEK RD, ARNOLD, MO 63010-3658
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2021Warranty Deed, Transfer · Conventional Mortgage
GERSHMAN INVESTMENT CORP
May 6, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2021 · Amount on Record
Deed SaleSep 1, 2021 · Amount on Record
Prior SaleFeb 19, 2016 · Amount on Record
Deed Document Number202138549
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateSep 1, 2021
Property Address2225 E ROCK CREEK RD, ARNOLD, MO 63010-3658
Document Number2021R038549
Instrument DateAug 26, 2021
Instrument2021R-038549
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyCONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1623 AWARD DR, 1623, MANCHESTER, MO 63021-7137

Transferred To (Grantee/Buyer)

NameVerified Name
Address2225 E ROCK CREEK RD, ARNOLD, MO 63010-3658

Mortgage

Document Number2021R038550
DateSep 1, 2021
Instrument2021R-038550
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address2225 E ROCK CREEK RD, ARNOLD, MO 63010-3658
Document Number0000016610
Instrument DateMay 6, 2020
Transaction TypeMortgage
Record UpdatedJun 9, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2225 E ROCK CREEK RD ARNOLD MO 630103658, ARNOLD, MO 63010-3658

Mortgage

Document Number0000016610
DateMay 15, 2020
Instrument16610
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressSAINT LOUIS, MO 63005
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueMay 14, 2045

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictFox C-6 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,500 (-) Land $2,700 Building $10,800$71,500 (-) Land $14,400 Building $57,100
2025$956.00 (+3.46%)$13,500 (+7.14%) Land $2,700 Building $10,800
2024$71,500 (+7.36%) Land $14,400 Building $57,100
2023$924.00$12,600 Land $2,700 Building $9,900$66,600 Land $14,400 Building $52,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims19 (1979–2013)
Claims Outside the SFHA12 of 19
Most Recent ClaimJun 2013 · other causes
Claims by Event
  • Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COUNTY PWSD 3
serves 17,000 people · EPA ID MO6024294
Water SourcePurchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
AT&T
Fixed Wireless · DSL		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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