2175 23rd St, Florence, OR 97439 Property Records

Lane County property record for 2175 23rd St, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,510 sqft · built 2001
Lot Size	0.208 acres (9,073 sqft)
Owner	2 Individual Names on Record
Last Sale	$489,000 (Jul 2025)
Tax Bill	$3,990 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-23-34-03636-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-23-34-03636-000`
Alternative APNs	`1812233403636` `1325966`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,510 sqft Living Area
Gross Area	2,204 sqft
1st Floor Area	1,510 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,073 sqft (0.208 acres)
Lot Dimensions	108 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	694 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,608 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1325966
Street Address	2175 23RD ST
City	FLORENCE
State	OR
Zip	97439-9768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TL 03636
Legal Range	12
Legal Township	18
Legal Section	23
Legal Subdivision	SUMMERSET ESTATES
Legal Lot Number	3636
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2018
Census Tract	707

Owner

Source: Lane County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2175 23RD ST, FLORENCE, OR 97439-9768
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 29, 2018	Deed of Trust, Mortgage · Commercial Mortgage OREGON PACIFIC BANK
Sep 14, 2018	Warranty Deed, Transfer CASCADE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2025 · Amount on Record
Deed Sale	Jul 30, 2025 · Amount on Record
Prior Sale	Sep 14, 2018 · Amount on Record
Deed Document Number	202523513
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jul 30, 2025
Property Address	2175 23RD ST, FLORENCE, OR 97439-9768
Document Number	0000023513
Map Reference	FILE 73 SL 300&301
Instrument Date	Jul 25, 2025
Instrument	2025-023513
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2175 23RD ST, FLORENCE, OR 97439-9768

Mortgage

Document Number	0000023515
Date	Jul 30, 2025
Instrument	2025-023515

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2175 23RD ST, FLORENCE, OR 97439-9768
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CASCADE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030635
Date	Jun 29, 2018
Instrument	2018-030635

Lender

Name	OREGON PACIFIC BANK
Type	Bank
Address	FLORENCE, OR 97439

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jul 1, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Sep 14, 2018
Property Address	2175 23RD ST, FLORENCE, OR 97439-9768
Document Number	0000043248
Instrument Date	Sep 12, 2018
Instrument	43248
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	CASCADE TITLE

Transaction

Amount	Amount Recorded
Tax	$305.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1509 SE OXFORD LN MILWAUKIE OR 972227414, MILWAUKIE, OR 97222-7414

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,990.00 (+5.92%)	$292,429 (+6.09%)	$499,107 (-4.24%) Land $95,504 Building $403,603
2023	$3,767.00 (+4.23%)	$275,643 (+3%)	$521,211 (+17.68%) Land $83,146 Building $438,065
2022	$3,614.00	$267,615	$442,897 Land $76,470 Building $366,427

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wind Wireless Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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