22330 Torrence Chapel Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 22330 Torrence Chapel Rd, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,614 sqft · built 1988
Lot Size0.304 acres (13,275 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Feb 2020)
Tax Bill$3,680 (2023)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN001-162-05

Property Details

APN / Parcel Number

Primary APN001-162-05

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,614 sqft Heated Area
Gross Area1,932 sqft
1st Floor Area1,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area13,275 sqft (0.304 acres)
Garage Area300 sqft
PorchPorch
Porch Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number001-162-05
Street Address22330 TORRENCE CHAPEL RD
CityCORNELIUS
StateNC
Zip28031-6791
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL1 BC M12-329
Legal SubdivisionCOUNTRY CLUB SCORES #4
Legal BlockC
Legal Lot Number1
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1027
Census Tract6216

Owner

22330 Torrence Chapel Rd is owned by two individuals who bought it in February 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address6403 NOBLE ROCK CT, CLIFTON, VA 20124-2515
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2020Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Nov 9, 2018Deed of Trust, Mortgage · Conventional Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleFeb 20, 2020 · Amount on File
Deed SaleFeb 20, 2020 · Amount on File
Deed Document Number0034297827
Deed Book / Page34297 / 827
Record UpdatedJun 7, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 20, 2020
Property Address22330 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6791
Document Number0000023816
Book / Page34297 / 827
Map ReferenceMB 12 PG 329
Instrument DateFeb 19, 2020
Instrument2020023816
Transaction TypeTransfer
Record UpdatedJul 12, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1619 LAWYERS RD W, 1619, INDIAN TRAIL, NC 28079-7527

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6403 NOBLE ROCK CT, CLIFTON, VA 20124-2515

Mortgage

Document Number0000023817
DateFeb 20, 2020
Instrument2020023817
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address22330 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6791
Document Number0000145710
Instrument DateNov 9, 2018
Transaction TypeMortgage
Record UpdatedDec 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address22327 TORRENCE CHAPEL RD CORNELIUS NC 280316792, CORNELIUS, NC 28031-6792

Mortgage

Document Number0000145710
DateNov 21, 2018
Book Page033126/000436
Instrument145710
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 22330 Torrence Chapel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22330 Torrence Chapel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAHIA BAY S/D
private · serves 350 people · EPA ID NC0160203
Water SourceGroundwater
Last State InspectionJul 2024
Also Mapped HereCHARLOTTE WATER
LeadUnder 1 ppb (2023–2025)
action level 15 ppb
Copper1.91 mg/L (2023–2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20

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