22309 Torrence Chapel Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 22309 Torrence Chapel Rd, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,300 sqft · built 1984
Lot Size0.402 acres (17,534 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (Aug 2020)
Tax Bill$3,503 (2023)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001-151-15

Property Details

APN / Parcel Number

Primary APN001-151-15

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,300 sqft Heated Area
Gross Area1,384 sqft
1st Floor Area1,186 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Architectural StyleOther
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area17,534 sqft (0.402 acres)
PorchPorch
Porch Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number001-151-15
Street Address22309 TORRENCE CHAPEL RD
CityCORNELIUS
StateNC
Zip28031-6792
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL1BA M12-329
Legal SubdivisionCOUNTRY CLUB SHORES 04
Legal Lot Number1B
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group2
Census Block2002
Census Tract6217

Owner

22309 Torrence Chapel Rd is owned and occupied by an individual who bought it in August 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address22309 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6792
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2020 · Amount on File
Deed SaleAug 24, 2020 · Amount on File
Prior SaleOct 7, 2016 · Amount on File
Deed Document Number0034960887
Deed Book / Page34960 / 887
Record UpdatedJun 7, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 24, 2020
Property Address22309 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6792
Document Number0000133060
Book / Page34960 / 887
Map ReferenceMB 12 PG 329
Instrument DateAug 20, 2020
Instrument2020133060
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$590.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address129 CRYSTAL CIR, 129, MOORESVILLE, NC 28117-9131

Transferred To (Grantee/Buyer)

NameVerified Name
Address22309 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6792

Mortgage

Document Number0000133061
DateAug 24, 2020
Instrument2020133061
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 22309 Torrence Chapel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22309 Torrence Chapel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Torrence Chapel Rd

Nearby Streets

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