Florence County property record for 2233 Stepping Stone Dr, Effingham, SC 29541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,373 sqft · built 2007 |
| Lot Size | 0.14 acres (6,242 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $57,961 (Dec 2015) |
| Tax Bill | $804 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10119-01-111 |
| Primary APN | 10119-01-111 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,373 sqft Living Area |
| 1st Floor Area | 1,373 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 6,242 sqft (0.14 acres) |
| Garage Area | 450 sqft |
| Patio Area | 118 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Street Address | 2233 STEPPING STONE DR |
|---|---|
| City | EFFINGHAM |
| State | SC |
| Zip | 29541-4489 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOMACK GARDENS II LT108 |
| Legal Subdivision | WOMACK GARDENS PHASE II |
| Legal Lot Number | 108 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | DANWOOD |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 1504 |
Source: Florence County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2233 STEPPING STONE DR, EFFINGHAM, SC 29541-4489 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2015 · Amount on Record |
| Deed Sale | Dec 8, 2015 · Amount on Record |
| Prior Sale | Sep 28, 2007 · Amount on Record |
| Deed Book / Page | 606 / 735 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 2233 STEPPING STONE DR, EFFINGHAM, SC 29541-4489 |
| Document Number | 0000016861 |
| Instrument Date | Nov 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 2233 STEPPING STONE DR EFFINGHAM SC 295414489, EFFINGHAM, SC 29541-4489 |
| Document Number | 0000016861 |
|---|---|
| Date | Dec 4, 2020 |
| Book Page | 000889/001194 |
| Instrument | 16861 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 3, 2045 |
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $804.00 (+26.22%) | $7,446 (-99.86%) Land $1,000 Building $6,446 | $186,161 (-98.64%) Land $25,000 Building $161,161 |
| 2023 | $637.00 (+2.74%) Homeowner's exemption | $5,480,000 (+99,9%) Land $1,000,000 Building $4,480,000 | $13,700,002 (+9,9%) Land $2,500,000 Building $11,200,002 |
| 2022 | $620.00 Homeowner's exemption | $5,480 Land $1,000 Building $4,480 | $137,000 Land $25,000 Building $112,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 3 (2015–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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