Florence County property record for 2217 Stepping Stone Dr, Effingham, SC 29541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,271 sqft · built 2009 |
| Lot Size | 0.22 acres (9,655 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Aug 2022) |
| Tax Bill | $991 (2025) |
| Deeds & Mortgages | Aug 2022 Re-recorded Document Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10119-01-115 |
| Primary APN | 10119-01-115 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,271 sqft Living Area |
| 1st Floor Area | 1,271 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 9,655 sqft (0.22 acres) |
| Garage Area | 420 sqft |
| Patio Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 2217 STEPPING STONE DR |
|---|---|
| City | EFFINGHAM |
| State | SC |
| Zip | 29541-4489 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOMACK GARDENS II LT112 |
| Legal Subdivision | WOMACK GARDENS SUBDIVISION |
| Legal Lot Number | 112 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | DANWOOD |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 1504 |
2217 Stepping Stone Dr is owned and occupied by an individual who bought it in August 2022.
Source: Florence County records, as of June 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2217 STEPPING STONE DR, EFFINGHAM, SC 29541-4489 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2022 | Re-recorded Document |
| Aug 2, 2022 | Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jul 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2022 · Amount on File |
| Deed Sale | Aug 17, 2022 · Amount on File |
| Prior Sale | Aug 2, 2022 · Amount on File |
| Deed Document Number | 202212118 |
| Deed Book / Page | 1008 / 520 |
| Record Updated | Oct 29, 2026 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Aug 17, 2022 |
| Property Address | 2217 STEPPING STONE DR, EFFINGHAM, SC 29541-4489 |
| Document Number | 0010080520 |
| Book / Page | 1008 / 520 |
| Map Reference | MB 91 PG 80 |
| Instrument Date | Jul 29, 2022 |
| Record Updated | Aug 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2217 STEPPING STONE DR, EFFINGHAM, SC 29541-4489 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Aug 2, 2022 |
| Property Address | 2217 STEPPING STONE DR, EFFINGHAM, SC 29541-4489 |
| Document Number | 0010051676 |
| Book / Page | 1005 / 1676 |
| Map Reference | MB 91 PG 80 |
| Instrument Date | Jul 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2217 STEPPING STONE DR, EFFINGHAM, SC 29541-4489 |
| Document Number | 0010051681 |
|---|---|
| Date | Aug 2, 2022 |
| Instrument | 1005/1681 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Number | 0010051704 |
|---|---|
| Date | Aug 2, 2022 |
| Book Page | 1005/1704 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Jul 28, 2020 |
| Property Address | 2217 STEPPING STONE DR, EFFINGHAM, SC 29541-4489 |
| Document Number | 0000009835 |
| Book / Page | 000865 / 001280 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 9835 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $574.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2217 STEPPING STONE DR EFFINGHAM SC 295414489, EFFINGHAM, SC 29541-4489 |
| Document Number | 9836 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 000865/001285 |
| Instrument | 9836 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 27, 2050 |
The 2025 property tax bill for 2217 Stepping Stone Dr was $991.
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $991.00 | $7,755 Land $1,000 Building $6,755 | $193,895 Land $25,000 Building $168,895 |
| 2023 | $4,049.00 (+478.43%) Homeowner's exemption | $7,469,633 (+120,572.58%) Land $1,000,000 Building $6,469,633 | $18,674,083 (+11,967.96%) Land $2,500,000 Building $16,174,083 |
| 2022 | $700.00 Homeowner's exemption | $6,190 Land $1,000 Building $5,190 | $154,741 Land $25,000 Building $129,741 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2217 Stepping Stone Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 3 (2015–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2217 Stepping Stone Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures