2233 E 1850 N Rd, Watseka, IL 60970 Property Records

Iroquois County property record for 2233 E 1850 N Rd, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Jan 2019)
Tax Bill	$3,455 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19 34 326 003`

Property Details

APN / Parcel Number

Primary APN	`19 34 326 003`

Exterior

Lot Area	52,708 sqft (1.21 acres)

Location & Zoning

Street Address	2233 E 1850 NORTH RD
City	WATSEKA
State	IL
Zip	60970-8709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.21@ E2 SW
Jurisdiction	IROQUOIS IL
Township / Civil Division	MIDDLEPORT
Census Block Group	1
Census Block	1006
Census Tract	950400

Owner

2233 E 1850 N Rd is owned and occupied by an individual who bought it in January 2019.

Source: Iroquois County records, as of July 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2233 E 1850 NORTH RD, WATSEKA, IL 60970-8709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROSPECT BANK
Jan 23, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2019 · Amount on File
Deed Sale	Jan 23, 2019 · Amount on File
Deed Document Number	2019197
Prior Transfer Date	Jul 3, 2015
Prior Transfer Doc	0000002069
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	2233 E 1850 NORTH RD, WATSEKA, IL 60970-8709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20R1504
Date	May 28, 2020
Instrument	20R1504

Lender

Name	PROSPECT BANK
Type	Bank
Address	PARIS, IL 61944

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2040

Interest

Rate Type	Fixed Rate
Rate	2.87%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jan 23, 2019
Property Address	2233 E 1850 NORTH RD, WATSEKA, IL 60970-8709
Document Number	19R0197
Instrument Date	Jan 7, 2019
Instrument	19R0197
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	625 W BLUE ST, 625, SHELDON, IL 60966-8057

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 143, IROQUOIS, IL 60945-0143

Mortgage

Document Number	19R0198
Date	Jan 23, 2019
Instrument	19R0198

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 2233 E 1850 N Rd was $3,455 with a homeowner's exemption.

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Middleport Township
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,455.00	$53,050 Land $6,920 Building $46,130	$159,150 Land $20,760 Building $138,390
2022	$1,660.00 Homeowner's exemption	$29,860 Land $4,870 Building $24,990	$89,580 Land $14,610 Building $74,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2233 E 1850 N Rd in Zone X, an area of minimal flood risk, though there have been 237 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	237 (1979–2018)
Claims Outside the SFHA	4 of 237
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 106 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2233 E 1850 N Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	800 / 400
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, Conxxus, Mediacom Xtream, T-Mobile, Verizon.

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