2171 E 1850 N Rd, Watseka, IL 60970 Property Records

Iroquois County property record for 2171 E 1850 N Rd, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	4.42 acres (192,535 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Apr 2020)
Tax Bill	$5,350 (2025)
Deeds & Mortgages	Apr 2020 Sale & Line of Credit Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19 33 401 003`

Property Details

APN / Parcel Number

Primary APN	`19 33 401 003`

Exterior

Lot Area	192,535 sqft (4.42 acres)

Location & Zoning

Street Address	2171 E 1850 NORTH RD
City	WATSEKA
State	IL
Zip	60970-8708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.42@ PT OF NW SE
Jurisdiction	IROQUOIS IL
Township / Civil Division	MIDDLEPORT
Census Block Group	1
Census Block	1013
Census Tract	950400

Owner

2171 E 1850 N Rd is owned and occupied by two individuals who bought it in April 2020.

Source: Iroquois County records, as of July 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2171 E 1850 NORTH RD, WATSEKA, IL 60970-8708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Warranty Deed, Transfer · Line of Credit MILFORD BUILDING AND LOAN ASSOCIATI
Jan 31, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2020 · Amount on File
Deed Sale	Apr 29, 2020 · Amount on File
Prior Sale	Apr 1, 2010 · Amount on File
Deed Document Number	20201180
Prior Transfer Date	Jan 5, 2018
Prior Transfer Doc	0000000285
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Apr 29, 2020
Property Address	2171 E 1850 NORTH RD, WATSEKA, IL 60970-8708
Document Number	20R1180
Instrument Date	Apr 23, 2020
Instrument	20R1180
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2171 E 1850 NORTH RD, 2171, WATSEKA, IL 60970-8708

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2987 N OSAGE DR, BOURBONNAIS, IL 60914-4342

Mortgage

Document Number	20R1181
Date	Apr 29, 2020
Instrument	20R1181

Lender

Name	MILFORD BUILDING AND LOAN ASSOCIATI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	3.5%

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IROQUOIS IL
Recording Date	Jan 31, 2018
Property Address	2171 E 1850 NORTH RD, WATSEKA, IL 60970-8708
Document Number	18R0285
Instrument Date	Jan 5, 2018
Instrument	18R0285
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2171 E 1850 NORTH RD, WATSEKA, IL 60970-8708

Mortgage

Document Number	18R0286
Date	Jan 31, 2018
Instrument	18R0286

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2171 E 1850 N Rd was $5,350 with a homeowner's exemption.

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Middleport Township
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,350.00	$78,850 Land $19,990 Building $58,860	$236,550 Land $59,970 Building $176,580
2022	$3,479.00 Homeowner's exemption	$55,530 Land $14,080 Building $41,450	$166,590 Land $42,240 Building $124,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2171 E 1850 N Rd in Zone X, an area of minimal flood risk, though there have been 237 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	237 (1979–2018)
Claims Outside the SFHA	4 of 237
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 106 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2171 E 1850 N Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Nextlink, T-Mobile.

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