22323 Hernando Ave, Port Charlotte, FL 33952 Property Records

Charlotte County property record for 22323 Hernando Ave, Port Charlotte, FL 33952

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,361 sqft · built 1963
Lot Size0.242 acres (10,544 sqft)
OwnerIndividual Name on Record
Last Sale$209,900 (Nov 2021)
Tax Bill$3,461 (2025)
Deeds & MortgagesSep 2023 Mortgage
Nov 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN402214190010

Property Details

APN / Parcel Number

Primary APN402214190010
Alternative APNs
  • 00358370000005
  • 10004577492

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,361 sqft Living Area
Gross Area1,996 sqft
1st Floor Area1,361 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,544 sqft (0.242 acres)
Lot Dimensions137 ft deep x 51 ft wide
View / LotWaterfront
Garage TypeCarport
Garage Area275 sqft
CarportCarport
Carport Area275 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area360 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00358370000005
Street Address22323 HERNANDO AVE
CityPORT CHARLOTTE
StateFL
Zip33952-5524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPORT CHARLOTTE SEC33 BLK2773 LT33 399/676 532/21 541/459 558/2059 561/332 561/334 1006/509 1130/1475 1755/1769 2439/684 2687/906 3793/2032 3793/2040 3856/216 4773/600 4869/1384
Legal Range22E
Legal Township40S
Legal Section14
Legal SubdivisionPORT CHARLOTTE
Legal TractPCH
Legal Block2773
Legal Lot Number33
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group1
Census Block1036
Census Tract20800

Owner

Source: Charlotte County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address22323 HERNANDO AVE, PORT CHARLOTTE, FL 33952-5524
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2023Deed of Trust, Mortgage · FHA Mortgage
NEW AMERICAN FUNDING
Nov 2, 2021Warranty Deed, Transfer · FHA Mortgage
BROKER SOLUTIONS INC
May 25, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2021 · Amount on Record
Deed SaleNov 2, 2021 · Amount on Record
Prior SaleMay 25, 2021 · Amount on Record
Deed Document Number20213017623
Deed Book / Page4869 / 1384
Prior Transfer DateMay 27, 2013
Prior Transfer Doc0037932032
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address22323 HERNANDO AVE, PORT CHARLOTTE, FL 33952-5524
Transaction TypeMortgage
Record UpdatedOct 13, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address22323 HERNANDO AVE, PORT CHARLOTTE, FL 33952-5524

Mortgage

Document Number0003320248
DateSep 27, 2023
Instrument3320248
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressAUSTIN, TX 78717
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term338 Months
DueNov 1, 2051

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateNov 2, 2021
Property Address22323 HERNANDO AVE, PORT CHARLOTTE, FL 33952-5524
Document Number0048691384
Book / Page4869 / 1384
Map ReferenceMB 5 PG 35A
Instrument DateOct 29, 2021
Instrument3017623
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyEXPERIENCED TITLE INC, EXPERIENCED T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,469.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16663 BOBCAT CT, 16663, FORT MYERS, FL 33908-5325

Transferred To (Grantee/Buyer)

NameVerified Name
Address22323 HERNANDO AVE, PORT CHARLOTTE, FL 33952-5524

Mortgage

Document Number0048691386
DateNov 2, 2021
Instrument4869/1386
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateMay 25, 2021
Property Address22323 HERNANDO AVE, PORT CHARLOTTE, FL 33952-5524
Document Number0047730600
Book / Page4773 / 600
Map ReferenceMB 5 PG 35A
Instrument DateMay 21, 2021
Instrument2949953
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyEXPERIENCED TITLE INC, EXPERIENCED T&E LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$808.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2460 NW HAILE DEAN RD, 2460, ARCADIA, FL 34266-5106

Transferred To (Grantee/Buyer)

NameVerified Name
Address16663 BOBCAT CT, FORT MYERS, FL 33908-5325

Mortgage

Document Number0004773602
DateMay 25, 2021
Instrument4773/602
Lender
NameLENDINGHOME FUNDING CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,461.00 (-3.57%)$178,387 (-5.62%) Land $20,400 Building $157,987$178,387 (+57.18%) Land $20,400 Building $157,987
2024$3,589.00 (-5.55%)
2023$3,800.00 (+11.21%)$189,015 (+1%)$113,494 (-33.95%) Land $31,016 Building $82,478
2022$3,417.00$171,832 Land $20,623 Building $151,209$171,832 Land $20,623 Building $151,209

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims10 (1995–2022)
Claims Outside the SFHA6 of 10
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
CenturyLink
Fiber
3,000 / 3,000
Ripple Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

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