Charlotte County property record for 22315 Hernando Ave, Port Charlotte, FL 33952
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,161 sqft · built 1963 |
| Lot Size | 0.232 acres (10,095 sqft) |
| Owner | Company Name on Record |
| Last Sale | $262,000 (Aug 2024) |
| Tax Bill | $3,537 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Aug 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 402214190001 |
| Primary APN | 402214190001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,161 sqft Living Area |
| Gross Area | 1,517 sqft |
| 1st Floor Area | 1,161 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Masonry/Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,095 sqft (0.232 acres) |
| Lot Dimensions | 111 ft deep x 94 ft wide |
| Garage Type | Carport |
| Garage Area | 275 sqft |
| Carport | Carport |
| Carport Area | 275 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 311 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00358360000006 |
|---|---|
| Street Address | 22315 HERNANDO AVE |
| City | PORT CHARLOTTE |
| State | FL |
| Zip | 33952-5524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PORT CHARLOTTE SEC33 BLK2773 LT 32 167/57 DC487/909-DC 543/1347-49 1704/570 1756/520 2348/735 2400/447 CT4964/393 AFF5023/2040-JN 5048/897 3441231 |
| Legal Range | 22E |
| Legal Township | 40S |
| Legal Section | 14 |
| Legal Subdivision | PORT CHARLOTTE |
| Legal Tract | PCH |
| Legal Block | 2773 |
| Legal Lot Number | 32 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 20800 |
Source: Charlotte County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6239 STURBRIDGE CT, SARASOTA, FL 34238-3700 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 28, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LENDINGONE LLC |
| Aug 21, 2024 | Warranty Deed, Transfer · Commercial Mortgage MOFIN LENDING CORPORATION |
| Sep 15, 2022 | Warranty Deed, Transfer · Second Mortgage (Down Payment) KIAVI FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2024 · Amount on Record |
| Deed Sale | Aug 21, 2024 · Amount on Record |
| Prior Sale | Sep 15, 2022 · Amount on Record |
| Deed Document Number | 20243441231 |
| Prior Transfer Date | Feb 9, 2004 |
| Prior Transfer Doc | 2400000447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 22315 HERNANDO AVE, PORT CHARLOTTE, FL 33952-5524 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 789 TAMIAMI TRL, PORT CHARLOTTE, FL 33953-3059 |
| Investor | Possibly a Property Investor |
| Document Number | 0003320525 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 3320525 |
| Name | LENDINGONE LLC |
|---|---|
| Type | Lending Institution |
| Address | BOCA RATON, FL 33431 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Oct 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Aug 21, 2024 |
| Property Address | 22315 HERNANDO AVE, PORT CHARLOTTE, FL 33952-5524 |
| Document Number | 0003441231 |
| Map Reference | MB 5 PG 35A-35F |
| Instrument Date | Aug 21, 2024 |
| Instrument | 3441231 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,834.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 789 TAMIAMI TRL, PORT CHARLOTTE, FL 33953-3059 |
| Name | Verified Name |
|---|---|
| Address | 6239 STURBRIDGE CT, SARASOTA, FL 34238-3700 |
| Document Number | 0003441233 |
|---|---|
| Date | Aug 21, 2024 |
| Instrument | 3441233 |
| Name | MOFIN LENDING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 15, 2022 |
| Property Address | 22315 HERNANDO AVE, PORT CHARLOTTE, FL 33952-5524 |
| Document Number | 0050480897 |
| Book / Page | 5048 / 897 |
| Map Reference | MB 5 PG 3A-35F |
| Instrument Date | Sep 7, 2022 |
| Instrument | 3150925 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15706 FINISTERE ST, CORPUS CHRISTI, TX 78418-6447 |
| Name | Verified Name |
|---|---|
| Address | 789 TAMIAMI TRL, PORT CHARLOTTE, FL 33953-3059 |
| Investor | Possibly a Property Investor |
| Document Number | 0005048901 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 5048/901 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,537.00 (+254.05%) | $183,475 (+956.15%) Land $17,850 Building $165,625 | $183,475 (+233.45%) Land $17,850 Building $165,625 |
| 2023 | $999.00 (+13.65%) | $17,372 (+27.74%) | $55,024 (+304.59%) Land $20,000 Building $35,024 |
| 2022 | $879.00 | $13,600 Land $13,600 | $13,600 Land $13,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 10 (1995–2022) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| CenturyLink Fiber | 3,000 / 3,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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