2224 Ridge Rd, Pendleton, KY 40055 Property Records

Oldham County property record for 2224 Ridge Rd, Pendleton, KY 40055 · Last verified August 2026

Property Highlights

Property Type	Residential > Prefabricated > Manufactured or Modular Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1999
Square Footage	1,815 sqft Living Area
Lot Size	223,898 sqft (5.14 acres)
Occupancy	Owner Occupied
Last Sale	$93,500 (2009)
Tax Bill	$983.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`51-15-01-17`
Alternative APN	`54758`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	1,815 sqft Living Area
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Modular Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	223,898 sqft (5.14 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	54758
Street Address	2224 RIDGE RD
City	PENDLETON
State	KY
Zip	40055-9621
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	MODULAR HOME, STORAGE BLDG & 5.14 AC LOT
Legal Subdivision	ORGAN CREEK FARMS
Legal Block	SEC 1
Legal Lot Number	17
Jurisdiction	OLDHAM KY
Minor Civil Division	LA GRANGE
Census Blockgroup	2
Census Block	2001
Census Tract	30100

Owner

Source: Oldham County records · APN 51-15-01-17

Assessment roll updated December 23, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2224 RIDGE RD, PENDLETON, KY 40055-9621
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2009 · Amount on Record
Deed Sale	May 11, 2009 · Amount on Record
Prior Sale	Dec 11, 2007 · Amount on Record
Deed Book / Page	949 / 151
Last Transfer Date	Mar 07, 2016
Transfer Doc	D1130/067
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Recording Date	Jul 09, 2026
Property Address	2224 RIDGE RD, PENDLETON, KY 40055-9621
Document Number	0000872178
Book / Page	2751 / 709
Instrument Date	Jun 17, 2026
Instrument	2026872178
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2224 RIDGE RD, PENDLETON, KY 40055-9621

Mortgage

Document Number	0000872178,
Date	Jul 09, 2026
Book Page	2751/709
Instrument	2026872178

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.51%
Max Rate	-1%

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated December 23, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$983.00 (-4.1%) Homeowner's exemption	$125,000 (-) Land $35,000 Building $90,000	$125,000 (-) Land $35,000 Building $90,000
2023	$1,025.00 Homeowner's exemption	$125,000 Land $35,000 Building $90,000	$125,000 Land $35,000 Building $90,000