2232 Jefferson St, Duluth, MN 55812 Property Records

St. Louis County property record for 2232 Jefferson St, Duluth, MN 55812

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,304 sqft · built 1948
Lot Size	0.173 acres (7,559 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Jun 2025)
Tax Bill	$3,574 (2026)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`010-1460-02220`

Property Details

APN / Parcel Number

Primary APN	`010-1460-02220`
Alternative APNs	`1054554` `1183938`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,304 sqft Gross Area
1st Floor Area	896 sqft
Basement Area	425 sqft
Finished Basement	425 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	7,559 sqft (0.173 acres)
Garage Type	Basement
Pool Type	Spa / Hot Tub (No Pool)
Storage Building	28 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1183938
Street Address	2232 JEFFERSON ST
City	DULUTH
State	MN
Zip	55812-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0008 BLOCK:032 SERIAL #
Legal Subdivision	ENDION DIVISION OF DULUTH
Legal Block	32
Legal Lot Number	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1026
Census Tract	1100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2232 JEFFERSON ST, DULUTH, MN 55812-2114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2025	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP
Jul 19, 2018	Warranty Deed, Transfer NORTH SHORE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2025 · Amount on Record
Deed Sale	Jun 24, 2025 · Amount on Record
Prior Sale	Jul 19, 2018 · Amount on Record
Deed Document Number	20251091336
Prior Transfer Date	Jul 3, 2006
Prior Transfer Doc	0000820141
Record Updated	Sep 20, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 24, 2025
Property Address	2232 JEFFERSON ST, DULUTH, MN 55812-2114
Document Number	0001091336
Instrument Date	May 20, 2025
Instrument	1091336
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,122.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2232 JEFFERSON ST, DULUTH, MN 55812-2114

Mortgage

Document Number	0001091337
Date	Jun 24, 2025
Instrument	1091337

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 19, 2018
Property Address	2232 JEFFERSON ST, DULUTH, MN 55812-2114
Document Number	00A1000408
Instrument Date	Jul 17, 2018
Instrument	A1000408
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$627.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 VALLEY RD TWO HARBORS MN 556165023, TWO HARBORS, MN 55616-5023

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,574.00 (-7.36%) Homeowner's exemption
2025	$3,858.00 (+0.16%)	$291,700 (+3.92%) Land $80,300 Building $211,400	$291,700 (+3.92%) Land $80,300 Building $211,400
2024	$3,852.00	$280,700 (+17.2%) Land $46,800 Building $233,900	$280,700 (+17.2%) Land $46,800 Building $233,900
2022		$239,500 Land $41,000 Building $198,500	$239,500 Land $41,000 Building $198,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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