St. Louis County property record for 2220 Jefferson St, Duluth, MN 55812
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,708 sqft · built 1925 |
| Lot Size | 0.26 acres (11,332 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Mar 2025) |
| Tax Bill | $3,096 (2026) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage Mar 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1460-02195 |
| Primary APN | 010-1460-02195 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,708 sqft Gross Area |
| 1st Floor Area | 1,176 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Lot Area | 11,332 sqft (0.26 acres) |
| Garage Type | Basement |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 182 sqft |
| Deck Area | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 1180709 |
|---|---|
| Street Address | 2220 JEFFERSON ST |
| City | DULUTH |
| State | MN |
| Zip | 55812-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELY 1/2 OF LOT 5 AND ALL OF LOT 6 SERIAL # |
| Legal Subdivision | ENDION DIV OF DULUTH |
| Legal Block | 32 |
| Legal Lot Number | 5-6 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 1100 |
2220 Jefferson St is owned and occupied by two individuals who bought it in March 2025.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2220 JEFFERSON ST, DULUTH, MN 55812-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2025 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Mar 3, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2025 · Amount on File |
| Deed Sale | Mar 31, 2025 · Amount on File |
| Prior Sale | Sep 27, 2024 · Amount on File |
| Deed Document Number | 20251507366 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 31, 2025 |
| Property Address | 2220 JEFFERSON ST, DULUTH, MN 55812-2114 |
| Document Number | 0001507366 |
| Instrument Date | Mar 26, 2025 |
| Instrument | 1507366 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | RESULTS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,122.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2220 JEFFERSON ST, DULUTH, MN 55812-2114 |
| Document Number | 0001507367 |
|---|---|
| Date | Mar 31, 2025 |
| Instrument | 1507367 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 3, 2023 |
| Property Address | 2220 JEFFERSON ST, DULUTH, MN 55812-2114 |
| Document Number | 0001462767 |
| Instrument Date | Feb 23, 2023 |
| Instrument | 1462767 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2220 JEFFERSON ST, DULUTH, MN 55812-2114 |
The 2026 property tax bill for 2220 Jefferson St was $3,096 with a homeowner's exemption, down 25.6% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,096.00 (-25.61%) Homeowner's exemption | ||
| 2025 | $4,162.00 (-2.21%) Homeowner's exemption | $345,000 (+8.18%) Land $97,100 Building $247,900 | $345,000 (+8.18%) Land $97,100 Building $247,900 |
| 2024 | $4,256.00 | $318,900 Land $56,600 Building $262,300 | $318,900 Land $56,600 Building $262,300 |
| 2022 | $272,300 Land $49,600 Building $222,700 | $272,300 Land $49,600 Building $222,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2220 Jefferson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | May 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2220 Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, T-Mobile, Verizon.
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