2232 Cheat Rd, Morgantown, WV 26508 Property Records

Monongalia County property record for 2232 Cheat Rd, Morgantown, WV 26508

Property Summary

Property Type	Restaurant
Lot Size	1.09 acres (47,829 sqft)
Owner	Company Name on File
Last Sale	$730,000 (Aug 2024)
Tax Bill	$2,578 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Aug 2024 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-14E-0055.0000`

Property Details

APN / Parcel Number

Primary APN	`18-14E-0055.0000`
Alternative APN	`31-18-14E-0055.0000`

Exterior

Lot Area	47,829 sqft (1.09 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2232 CHEAT RD
City	MORGANTOWN
State	WV
Zip	26508-4453
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	1.0982 AC SUR CHEAT NECK
Legal Subdivision	CHEAT NECK
Jurisdiction	MONONGALIA WV
Township / Civil Division	EASTERN
Census Block Group	3
Census Block	3012
Census Tract	11700

Owner

2232 Cheat Rd, a commercial property, is owned by a company that bought it in August 2024.

Source: Monongalia County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	101 GRAY GOOSE LN, MORGANTOWN, WV 26508-4904
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage CLEAR MOUNTAIN BANK
Aug 5, 2024	Deed, Construction Loan · Construction Mortgage FIRST UNITED BANK & TRUST
Dec 23, 2019	Deed of Trust, Mortgage · Commercial Mortgage CLEAR MOUNTAIN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2024 · Amount on File
Deed Sale	Aug 5, 2024 · Amount on File
Deed Document Number	2024933298
Deed Book / Page	1854 / 821
Prior Transfer Date	Aug 24, 2016
Prior Transfer Doc	0000664729
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	2232 CHEAT RD, MORGANTOWN, WV 26508-4453
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 DOWNWOOD MANOR DR, MORGANTOWN, WV 26508-5301

Mortgage

Document Number	0000868414
Date	Jun 14, 2022
Book Page	2519/256
Instrument	868414

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank
Address	MORGANTOWN, WV 26508

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2024: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MONONGALIA WV
Recording Date	Aug 5, 2024
Property Address	2232 CHEAT RD, MORGANTOWN, WV 26508-4453
Document Number	0000933298
Book / Page	1854 / 821
Map Reference	MB 1083 PG 105
Instrument Date	Jul 30, 2024
Instrument	933298
Transaction Type	Construction Loan
Record Updated	Nov 4, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,212.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000933299
Date	Aug 5, 2024
Instrument	933299

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000933674
Date	Aug 8, 2024
Book Page	2616/136
Instrument	933674

Lender

Name	PARTNER COMMUNITY CAPITAL INC
Type	Non-Lending Institution
Address	CHARLES TOWN, WV 25414

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	2232 CHEAT RD, MORGANTOWN, WV 26508-4453
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000779778
Date	Dec 23, 2019
Book Page	2327/804
Instrument	779778

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank
Address	MORGANTOWN, WV 26508

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2232 Cheat Rd was $2,578, up 92.1% from the year before.

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,578.00 (+92.1%)	$120,720 (+92.17%) Land $36,120 Building $84,600	$201,200 (+92.17%) Land $60,200 Building $141,000
2025	$1,342.00	$62,820 Land $23,760 Building $39,060	$104,700 Land $39,600 Building $65,100
2023	$1,340.00 (+4.44%)	$62,640 (-) Land $23,760 Building $38,880	$104,400 (-) Land $39,600 Building $64,800
2022	$1,283.00	$62,640 Land $23,760 Building $38,880	$104,400 Land $39,600 Building $64,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2232 Cheat Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1985)
Most Recent Claim	Nov 1985 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Nov 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2232 Cheat Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline, T-Mobile.

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