2199 Cheat Rd, Morgantown, WV 26508 Property Records

Monongalia County property record for 2199 Cheat Rd, Morgantown, WV 26508

Property Summary

Property Type	Medical Building
Lot Size	0.74 acres (32,234 sqft)
Owner	Company Name on Record
Last Sale	$875,000 (Feb 2026)
Tax Bill	$6,139 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2026 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-14-0058.0008`

Property Details

APN / Parcel Number

Primary APN	`18-14-0058.0008`
Alternative APN	`31-18-14-0058.0008`

Exterior

Lot Area	32,234 sqft (0.74 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2199 CHEAT RD
City	MORGANTOWN
State	WV
Zip	26508-4451
Property Category	Commercial
Property Type	Commercial > Office > Medical Building
Legal Description	PT LOT 3 OR 0.74 AC SUR CHEAT NECK
Legal Subdivision	CHEAT NECK
Legal Lot Number	3
Jurisdiction	MONONGALIA WV
Township / Civil Division	EASTERN
Census Block Group	1
Census Block	1016
Census Tract	11700

Owner

Source: Monongalia County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1321 DORSEY AVE, MORGANTOWN, WV 26501-7122
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 26, 2026	Deed, Construction Loan · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Oct 17, 2019	Grant Deed, Transfer · Conventional Mortgage CITIZENS BK/MORGANTOWN WV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2026 · Amount on Record
Deed Sale	Feb 26, 2026 · Amount on Record
Prior Sale	Oct 17, 2019 · Amount on Record
Deed Document Number	2026979050
Deed Book / Page	1906 / 732
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	2199 CHEAT RD, MORGANTOWN, WV 26508-4451
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 DORSEY AVE, MORGANTOWN, WV 26501-7122

Mortgage

Document Number	0000979055
Date	Feb 26, 2026
Book Page	2686/725
Instrument	979055

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	CHARLESTON, WV 25301

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MONONGALIA WV
Recording Date	Feb 26, 2026
Property Address	2199 CHEAT RD, MORGANTOWN, WV 26508-4451
Document Number	0000979050
Book / Page	1906 / 732
Map Reference	MB 1283 PG 70
Instrument Date	Feb 24, 2026
Instrument	979050
Transaction Type	Construction Loan
Record Updated	Mar 27, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 DORSEY AVE, MORGANTOWN, WV 26501-7122

Mortgage

Document Number	0000979051
Date	Feb 26, 2026
Instrument	979051

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000979053
Date	Feb 26, 2026
Book Page	2686/707
Instrument	979053

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	CHARLESTON, WV 25301

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONONGALIA WV
Recording Date	Oct 17, 2019
Property Address	2199 CHEAT RD, MORGANTOWN, WV 26508-4451
Document Number	0000774400
Book / Page	001685 / 000207
Instrument Date	Jul 24, 2019
Instrument	774400
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,640.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 LAKEVIEW DR MORGANTOWN WV 265089254, MORGANTOWN, WV 26508-9254

Mortgage

Document Number	774401
Date	Oct 17, 2019
Book Page	002317/000223
Instrument	774401

Lender

Name	CITIZENS BK/MORGANTOWN WV
Type	Bank
Address	265 HIGH ST, MORGANTOWN, WV 26505-5468

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 16, 2039

Tax Assessment & Valuation

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,139.00 (-1.68%)	$287,340 (-1.56%) Land $87,000 Building $200,340	$478,900 (-1.56%) Land $145,000 Building $333,900
2023	$6,244.00 (+2.41%)	$291,900 (-1.88%) Land $87,000 Building $204,900	$486,500 (-1.88%) Land $145,000 Building $341,500
2022	$6,097.00	$297,480 Land $87,000 Building $210,480	$495,800 Land $145,000 Building $350,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980–1985)
Most Recent Claim	Nov 1985 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Nov 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline, T-Mobile.

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