2231 Sommergate, Excelsior, MN 55331 Property Records

Carver County property record for 2231 Sommergate, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,181 sqft · built 1989
Lot Size	0.541 acres (23,566 sqft)
Owner	Individual Name on Record
Last Sale	$710,000 (Jul 2018)
Tax Bill	$7,900 (2026)
Deeds & Mortgages	May 2022 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-2670130`

Property Details

APN / Parcel Number

Primary APN	`25-2670130`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,181 sqft Finished Area
Gross Area	4,781 sqft
1st Floor Area	2,181 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	23,566 sqft (0.541 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	168 sqft
Patio Area	164 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2231 SOMMERGATE
City	EXCELSIOR
State	MN
Zip	55331-8800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 03 TOWNSHIP 116 RANGE 023 EIGHT ACRE WOODS ADDITION LOT 013 BLOCK 001
Legal Range	023
Legal Township	116
Legal Section	03
Legal Subdivision	EIGHT ACRE WOODS ADDITION
Legal Block	1
Legal Lot Number	13
Jurisdiction	CARVER MN
Township / Civil Division	CHANHASSEN
Census Block Group	1
Census Block	1004
Census Tract	90502

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2231 SOMMERGATE, EXCELSIOR, MN 55331-8800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Commercial Mortgage TRUSTONE FINANCIAL CU
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC
Jul 23, 2018	Warranty Deed, Transfer MINNESOTA HM LNDG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2018 · Amount on Record
Deed Sale	Jul 23, 2018 · Amount on Record
Prior Sale	Aug 25, 2009 · Amount on Record
Deed Document Number	2018665061
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	2231 SOMMERGATE, EXCELSIOR, MN 55331-8800
Transaction Type	Mortgage
Record Updated	Jun 6, 2022
Title Company	ANCONA TITLE, ANCONA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A746851
Date	May 24, 2022
Instrument	A746851

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2042

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	2231 SOMMERGATE, EXCELSIOR, MN 55331-8800
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	EXECUTIVE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A717327
Date	Feb 9, 2021
Instrument	A717327

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Jul 23, 2018
Property Address	2231 SOMMERGATE, EXCELSIOR, MN 55331-8800
Document Number	0000665061
Instrument Date	Jul 9, 2018
Instrument	665061
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	WATERMARK TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,343.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2231 SOMMERGATE EXCELSIOR MN 553318800, EXCELSIOR, MN 55331-8800

Mortgage

Document Number	665062
Date	Jul 23, 2018
Instrument	665062

Lender

Name	MINNESOTA HM LNDG LLC
Address	MINNEAPOLIS, MN 55439

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Chanhassen City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,900.00 (+15.84%) Homeowner's exemption	$741,700 (+5.28%) Land $213,800 Building $527,900	$741,700 (+5.28%) Land $213,800 Building $527,900
2025		$704,500 (+9.19%) Land $209,000 Building $495,500	$704,500 (+9.19%) Land $209,000 Building $495,500
2024	$6,820.00 (+0.44%) Homeowner's exemption	$645,200 (+1.48%) Land $199,500 Building $445,700	$645,200 (+1.48%) Land $199,500 Building $445,700
2023	$6,790.00 Homeowner's exemption	$635,800 Land $199,500 Building $436,300	$635,800 Land $199,500 Building $436,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chanhassen serves 24,951 people · EPA ID MN1100001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Netwave Broadband.

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