2220 Sommergate, Excelsior, MN 55331 Property Records

Carver County property record for 2220 Sommergate, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,690 sqft · built 1989
Lot Size	0.366 acres (15,943 sqft)
Owner	Individual Name on Record
Last Sale	$874,000 (Oct 2025)
Tax Bill	$9,242 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-2670040`

Property Details

APN / Parcel Number

Primary APN	`25-2670040`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,690 sqft Finished Area
Gross Area	5,280 sqft
1st Floor Area	2,128 sqft
Basement Area	1,380 sqft
Finished Basement	1,380 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1994
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	15,943 sqft (0.366 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Deck Area	452 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2220 SOMMERGATE
City	EXCELSIOR
State	MN
Zip	55331-8800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 03 TOWNSHIP 116 RANGE 023 EIGHT ACRE WOODS ADDITION LOT 004 BLOCK 001
Legal Range	023
Legal Township	116
Legal Section	03
Legal Subdivision	EIGHT ACRE WOODS ADDITION
Legal Block	1
Legal Lot Number	4
Jurisdiction	CARVER MN
Township / Civil Division	CHANHASSEN
Census Block Group	1
Census Block	1004
Census Tract	90502

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2220 SOMMERGATE, EXCELSIOR, MN 55331-8800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK OF HASTINGS
Oct 13, 2025	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jul 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2025 · Amount on Record
Deed Sale	Oct 13, 2025 · Amount on Record
Prior Sale	Jan 28, 1999 · Amount on Record
Deed Document Number	2025792109
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	2220 SOMMERGATE, EXCELSIOR, MN 55331-8800
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	BEAVER COUNTY ABSTRACT, CARVER COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A718052
Date	Feb 18, 2021
Instrument	A718052

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank
Address	WACONIA, MN 55387

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Oct 13, 2025
Property Address	2220 SOMMERGATE, EXCELSIOR, MN 55331-8800
Document Number	000A792109
Instrument Date	Sep 16, 2025
Instrument	A792109
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,884.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2220 SOMMERGATE, EXCELSIOR, MN 55331-8800

Mortgage

Document Number	000A792110
Date	Oct 13, 2025
Instrument	A792110

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Max Rate	10.6%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	2220 SOMMERGATE, EXCELSIOR, MN 55331-8800
Document Number	0000679645
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	TITLE MARK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2220 SOMMERGATE EXCELSIOR MN 553318800, EXCELSIOR, MN 55331-8800

Mortgage

Document Number	0000679645
Date	Jul 10, 2019
Instrument	679645

Lender

Name	HOMETOWN BK
Type	Bank
Address	REDWOOD FALLS, MN 56283

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2049

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Chanhassen City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,242.00 (+4.38%) Homeowner's exemption	$835,800 (+3.01%) Land $200,000 Building $635,800	$835,800 (+3.01%) Land $200,000 Building $635,800
2025	$8,854.00 (+8.5%) Homeowner's exemption	$811,400 (+3.51%) Land $195,000 Building $616,400	$811,400 (+3.51%) Land $195,000 Building $616,400
2024	$8,160.00 (-0.17%) Homeowner's exemption	$783,900 (+5.02%) Land $185,000 Building $598,900	$783,900 (+5.02%) Land $185,000 Building $598,900
2023	$8,174.00 Homeowner's exemption	$746,400 Land $185,000 Building $561,400	$746,400 Land $185,000 Building $561,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chanhassen serves 24,951 people · EPA ID MN1100001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Netwave Broadband.

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