2231 Patterson Ln E, Troy, OH 45373 Property Records

Miami County property record for 2231 Patterson Ln E, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,340 sqft · built 2005
Lot Size	0.137 acres (6,011 sqft)
Owner	Individual Name on Record
Tax Bill	$2,670 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-104570`

Property Details

APN / Parcel Number

Primary APN	`D08-104570`
Alternative APN	`050619.4-10-064-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
1st Floor Area	1,340 sqft
Basement Area	1,340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	6,011 sqft (0.137 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	40 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2231 PATTERSON LN E
City	TROY
State	OH
Zip	45373-2391
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 9376 STANFIELD PLACE #2
Legal Township	D08
Legal Subdivision	STANFIELD PLACE #2
Legal Lot Number	9376
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1004
Census Tract	365001

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2231 PATTERSON LN E, TROY, OH 45373-2391
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jun 4, 2007 · Amount on Record
Last Transfer Date	May 21, 2019
Transfer Doc	0000005307
Record Updated	Jun 8, 2026

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	May 21, 2019
Property Address	2231 PATTERSON LN E, TROY, OH 45373-2391
Document Number	0000005307
Map Reference	MB 19 PG 144A-144D
Instrument Date	May 4, 2019
Instrument	2019OR-05307
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	TITLE SOURCE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2231 PATTERSON LN E, TROY, OH 45373-2391

Mortgage

Document Number	0000005308
Date	May 21, 2019
Instrument	2019OR-05308

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2029

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,670.00 (-2.8%) Homeowner's exemption	$77,560 (+6.48%) Land $12,600 Building $64,960	$221,600 (+6.49%) Land $36,000 Building $185,600
2024	$2,747.00 (+2.19%) Homeowner's exemption	$72,840 (-) Land $13,130 Building $59,710
2023	$2,688.00 (+17.48%) Homeowner's exemption	$72,840 (-) Land $13,130 Building $59,710	$208,100 (-) Land $37,500 Building $170,600
2022	$2,288.00 Homeowner's exemption	$72,840 Land $13,130 Building $59,710	$208,100 Land $37,500 Building $170,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2004–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20