2231 Lambert Dr, Westmoreland, TN 37186 Property Records

Sumner County property record for 2231 Lambert Dr, Westmoreland, TN 37186

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,411 sqft · built 1971
Lot Size	0.398 acres (17,360 sqft)
Owner	Individual Name on Record
Last Sale	$146,500 (Dec 2018)
Tax Bill	$837 (2025)
Deeds & Mortgages	Aug 2023 Transfer Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083045H A 01000`

Property Details

APN / Parcel Number

Primary APN	`083045H A 01000`
Alternative APN	`045H A 01000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,411 sqft Living Area
Gross Area	1,527 sqft
1st Floor Area	1,411 sqft
Basement Area	240 sqft
Finished Basement	240 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1994
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,360 sqft (0.398 acres)
Lot Dimensions	170 ft deep x 102 ft wide
Terrain	Rolling
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2231 LAMBERT DR
City	WESTMORELAND
State	TN
Zip	37186-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 0006 PAGE: 0039 BLOCK: LOT: 0010 SUBD: TWIN HILL SEC. D.
Legal Subdivision	TWIN HILL SEC. D.
Legal Lot Number	10
Jurisdiction	SUMNER TN
Township / Civil Division	1
Census Block Group	2
Census Block	2029
Census Tract	20102

Owner

Source: Sumner County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2231 LAMBERT DR, WESTMORELAND, TN 37186-2112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Intrafamily Transfer, Transfer
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage ACOPIA LLC
Dec 14, 2018	Warranty Deed, Transfer · Conventional Mortgage ACOPIA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Deed Document Number	20181254269
Deed Book / Page	4864 / 546
Last Transfer Date	Aug 28, 2023
Transfer Doc	0062250734
Record Updated	Jun 8, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMNER TN
Recording Date	Aug 30, 2023
Property Address	2231 LAMBERT DR, WESTMORELAND, TN 37186-2112
Document Number	0062250734
Book / Page	6225 / 734
Map Reference	MB 6 PG 39
Instrument Date	Aug 28, 2023
Instrument	1460052
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2231 LAMBERT DR, WESTMORELAND, TN 37186-2112

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	2231 LAMBERT DR, WESTMORELAND, TN 37186-2112
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059320195
Date	Apr 29, 2022
Book Page	5932/195
Instrument	1413642

Lender

Name	ACOPIA LLC
Type	Mortgage Company
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Dec 14, 2018
Property Address	2231 LAMBERT DR, WESTMORELAND, TN 37186-2112
Document Number	0048640546
Book / Page	4864 / 546
Map Reference	MB 6 PG 39
Instrument Date	Dec 10, 2018
Instrument	1254269
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$542.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2231 LAMBERT DR, WESTMORELAND, TN 37186-2112

Mortgage

Document Number	1254270
Date	Dec 14, 2018
Instrument	1254270

Lender

Name	ACOPIA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Westmoreland Town
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$837.00 (-26.77%)	$58,900 (+74.39%) Land $15,000 Building $43,900
2024			$235,600 (+74.39%) Land $60,000 Building $175,600
2023	$1,143.00 (-0.26%)	$33,775 (-) Land $10,125 Building $23,650
2022	$1,146.00	$33,775 Land $10,125 Building $23,650
2021			$135,100 Land $40,500 Building $94,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTMORELAND WATER SYSTEM serves 6,330 people · EPA ID TN0000738
Water Source	Purchased surface water from GALLATIN WATER DEPARTMENT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
North Central Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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