2220 Lambert Dr, Westmoreland, TN 37186 Property Records

Sumner County property record for 2220 Lambert Dr, Westmoreland, TN 37186

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,875 sqft · built 1976
Lot Size	0.537 acres (23,423 sqft)
Owner	2 Individual Names on Record
Tax Bill	$982 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083045H A 03100`

Property Details

APN / Parcel Number

Primary APN	`083045H A 03100`
Alternative APN	`045H A 03100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,875 sqft Living Area
Gross Area	2,035 sqft
1st Floor Area	1,875 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,423 sqft (0.537 acres)
Lot Dimensions	234 ft deep x 100 ft wide
Terrain	Rolling
Driveway	Driveway
Driveway Area	1,400 sqft
Porch	Slab
Porch Area	260 sqft
Patio Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2220 LAMBERT DR
City	WESTMORELAND
State	TN
Zip	37186-2110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 0006 PAGE: 0039 BLOCK: LOT: 0009 SUBD: TWIN HILL SECTION C.
Legal Subdivision	TWIN HILL SECTION C.
Legal Lot Number	9
Jurisdiction	SUMNER TN
Township / Civil Division	1
Census Block Group	2
Census Block	2028
Census Tract	20102

Owner

Source: Sumner County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2220 LAMBERT DR, WESTMORELAND, TN 37186-2110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Intrafamily Transfer, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 6, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025
Deed Sale	Nov 3, 2025
Prior Sale	Nov 6, 2019 · Amount on Record
Deed Document Number	20251531943
Deed Book / Page	6715 / 461
Prior Transfer Date	Oct 25, 2025
Prior Transfer Doc	0067150461
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMNER TN
Recording Date	Nov 3, 2025
Property Address	2220 LAMBERT DR, WESTMORELAND, TN 37186-2110
Document Number	0067150461
Book / Page	6715 / 461
Map Reference	MB 6 PG 39
Instrument Date	Oct 25, 2025
Instrument	1531943
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2220 LAMBERT DR, WESTMORELAND, TN 37186-2110

Mortgage

Document Number	0067150466
Date	Nov 3, 2025
Book Page	6715/466
Instrument	1531944

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Nov 6, 2019
Property Address	2220 LAMBERT DR, WESTMORELAND, TN 37186-2110
Document Number	0050700871
Book / Page	5070 / 871
Map Reference	MB 6 PG 39
Instrument Date	Nov 4, 2019
Instrument	1289207
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	WARRANTY TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$702.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2220 LAMBERT DR, WESTMORELAND, TN 37186-2110

Mortgage

Document Number	5071001
Date	Nov 6, 2019
Instrument	5071/001

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Westmoreland Town
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$982.00	$69,075 (-) Land $15,000 Building $54,075
2024	$982.00 (-12.63%)	$69,075 (+107.9%) Land $15,000 Building $54,075	$276,300 (+107.9%) Land $60,000 Building $216,300
2023	$1,124.00 (-0.35%)	$33,225 (-) Land $10,125 Building $23,100
2022	$1,128.00	$33,225 Land $10,125 Building $23,100
2021			$132,900 Land $40,500 Building $92,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTMORELAND WATER SYSTEM serves 6,330 people · EPA ID TN0000738
Water Source	Purchased surface water from GALLATIN WATER DEPARTMENT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
North Central Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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