Bay County property record for 2230 Debra Ct, Kawkawlin, MI 48631
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1954 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $92,987 (Apr 2003) |
| Tax Bill | $1,327 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-026-200-150-00 |
| Primary APN | 080-026-200-150-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2230 DEBRA CT |
|---|---|
| City | KAWKAWLIN |
| State | MI |
| Zip | 48631-9445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 105 FT OF S 258 FT OF E 165 FT OF W 500 FT OF S 1/2 OF SW 1/4 OF NE 1/4. SEC 26 T15N R4E |
| Legal Range | 04E |
| Legal Township | 15N |
| Legal Section | 26 |
| Jurisdiction | BAY MI |
| Township / Civil Division | KAWKAWLIN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 286102 |
Source: Bay County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2230 DEBRA CT, KAWKAWLIN, MI 48631-9445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2003 · Amount on Record |
| Deed Sale | Apr 11, 2003 · Amount on Record |
| Deed Book / Page | 2021 / 31 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 2230 DEBRA CT, KAWKAWLIN, MI 48631-9445 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2230 DEBRA CT, KAWKAWLIN, MI 48631-9445 |
| Document Number | 0000014008 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 202214008 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Dec 1, 2051 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Kawkawlin Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,327.00 (+12.27%) Homeowner's exemption | $55,100 (+32.13%) | $110,200 (+32.13%) |
| 2023 | $41,700 | $83,400 | |
| 2022 | $1,182.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2017–2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KAWKAWLIN METRO DIST WATER SUP serves 1,480 people · EPA ID MI0003570 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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