2229 Debra Ct, Kawkawlin, MI 48631 Property Records

Bay County property record for 2229 Debra Ct, Kawkawlin, MI 48631

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,175 sqft · built 1964
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$41,000 (Jan 1999)
Tax Bill$1,468 (2026)
Deeds & MortgagesJul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN080-026-200-170-00

Property Details

APN / Parcel Number

Primary APN080-026-200-170-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,175 sqft Living Area
1st Floor Area1,175 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions164 ft deep x 133 ft wide
Garage Area766 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2229 DEBRA CT
CityKAWKAWLIN
StateMI
Zip48631-9445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 133 FT OF S 286 FT OF E 164 FT OF W 335 FT OF S 1/2 OF SW 1/4 OF NE 1/4. SEC 26 T15N R4E
Legal Range04E
Legal Township15N
Legal Section26
JurisdictionBAY MI
Township / Civil DivisionKAWKAWLIN
Census Block Group2
Census Block2004
Census Tract286102

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2229 DEBRA CT, KAWKAWLIN, MI 48631-9445
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 1999 · Amount on Record
Deed SaleJan 22, 1999 · Amount on Record
Deed Book / Page1589 / 339
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address2229 DEBRA CT, KAWKAWLIN, MI 48631-9445
Document Number0000011417
Instrument DateJul 19, 2019
Transaction TypeMortgage
Record UpdatedNov 1, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2229 DEBRA CT KAWKAWLIN MI 486319445, KAWKAWLIN, MI 48631-9445

Mortgage

Document Number0000011417
DateAug 19, 2019
Instrument11417
Lender
NameCHEMICAL BK
TypeBank
AddressMIDLAND, MI 48640
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionKawkawlin Township
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,468.00 (+12.49%) Homeowner's exemption$76,800 (+33.1%)$153,600 (+33.1%)
2023$57,700$115,400
2022$1,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (2017–2020)
Most Recent ClaimMay 2020 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKAWKAWLIN METRO DIST WATER SUP
serves 1,480 people · EPA ID MI0003570
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionSep 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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