2230 Cold Stream Dr, Dayton, OH 45458 Property Records

Warren County property record for 2230 Cold Stream Dr, Dayton, OH 45458

Property Summary

Property TypeSingle Family Home
Details4 bd · 1,874 sqft · built 2021
Lot Size0.21 acres (9,152 sqft)
OwnerIndividual Name on Record
Last Sale$321,495 (Apr 2022)
Tax Bill$5,610 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Dec 2021 Sale
Flood ZoneZone X (minimal risk)
APN05-21-183-001-0

Property Details

APN / Parcel Number

Primary APN05-21-183-001-0
Alternative APNs
  • 521183001
  • 315255

Interior

Bedrooms4 Beds
Building Area1,874 sqft Living Area
Basement Area647 sqft
Finished Basement647 sqft

Exterior

Year BuiltBuilt 2021
Lot Area9,152 sqft (0.21 acres)

Location & Zoning

Account Number315255
Street Address2230 COLD STREAM DR
CityDAYTON
StateOH
Zip45458-2993
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVIL.WN.CRK/BLVD.WC9A #684
Legal SubdivisionVIL.WN.CRK/BLVD.WC9A
Legal Block183
Legal Lot Number684
JurisdictionWARREN OH
Township / Civil DivisionCLEAR CREEK
Census Block Group1
Census Block1000
Census Tract30902

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2230 COLD STREAM DR, CENTERVILLE, OH 45458-2993
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2022Limited Warranty Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC
Dec 7, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2022 · Amount on Record
Deed SaleApr 27, 2022 · Amount on Record
Prior SaleDec 7, 2021 · Amount on Record
Deed Document Number0000014155
Record UpdatedJun 8, 2026

April 2022: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionWARREN OH
Recording DateApr 27, 2022
Property Address2230 COLD STREAM DR, DAYTON, OH 45458-2993
Document Number0000014155
Map ReferenceMB 102 PG 37-39
Instrument DateFeb 22, 2022
Instrument2022-014155
Transaction TypeTransfer
Record UpdatedJul 3, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2230 GOLD STREAM DR, CENTERVILLE, OH 45458
InvestorPossibly a Property Investor

Mortgage

Document Number0000014156
DateApr 27, 2022
Instrument2022-014156
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateDec 7, 2021
Property Address2230 COLD STREAM DR, DAYTON, OH 45458-2993
Document Number0000054841
Map ReferenceMB 102 PG 37-39
Instrument DateDec 6, 2021
Instrument2021-054841
Transaction TypeTransfer
Record UpdatedJul 3, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1974 BYERS RD, MIAMISBURG, OH 45342-3249
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
Unified School DistrictWayne Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,610.00 (+4.92%)$121,664 (-) Land $35,000 Building $86,664$347,610 (-) Land $100,000 Building $247,610
2024$5,347.00 (+12.05%)$121,664 (+29.04%) Land $35,000 Building $86,664$347,610 (+29.04%) Land $100,000 Building $247,610
2023$4,772.00 (+355.34%)$94,283 (+356.58%) Land $20,650 Building $73,633
2022$1,048.00$20,650 Land $20,650$269,380 (+356.58%) Land $59,000 Building $210,380
2021$59,000 Land $59,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 71% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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