Warren County property record for 2222 Cold Stream Dr, Dayton, OH 45458
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 771 sqft · built 2021 |
| Lot Size | 0.215 acres (9,352 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,970 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-21-180-005-0 |
| Primary APN | 05-21-180-005-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 771 sqft Living Area |
| Basement Area | 771 sqft |
| Finished Basement | 771 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Combination |
| Lot Area | 9,352 sqft (0.215 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 315229 |
|---|---|
| Street Address | 2222 COLD STREAM DR |
| City | DAYTON |
| State | OH |
| Zip | 45458-2993 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VIL.WN.CRK/BLVD.WNC9 LOT 682 |
| Legal Subdivision | VIL.WN.CRK/BLVD.WNC9 |
| Legal Block | 29 |
| Legal Lot Number | 682 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30902 |
2222 Cold Stream Dr is owned and occupied by two individuals who acquired it in April 2022.
Source: Warren County records, as of May 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2222 COLD STREAM DR, DAYTON, OH 45458-2993 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHTPATT CREDIT UNION INC |
| Apr 28, 2022 | Limited Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC |
| Dec 30, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2022 |
| Deed Sale | Apr 28, 2022 |
| Prior Sale | Dec 30, 2021 · Amount on File |
| Deed Document Number | 202214329 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Apr 8, 2026 |
| Property Address | 2222 COLD STREAM DR, DAYTON, OH 45458-2993 |
| Document Number | 0000009218 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 20269218 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2222 COLD STREAM DR, DAYTON, OH 45458-2993 |
| Document Number | 0000009218, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 20269218 |
| Name | WRIGHTPATT CREDIT UNION INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 15, 2031 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Apr 28, 2022 |
| Property Address | 2222 COLD STREAM DR, DAYTON, OH 45458-2993 |
| Document Number | 0000014329 |
| Map Reference | MB 102 PG 35&36 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 2022-014329 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2222 COLD STREAM DR, CENTERVILLE, OH 45458-2993 |
| Document Number | 0000014330 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 2022-014330 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Dec 30, 2021 |
| Property Address | 2222 COLD STREAM DR, DAYTON, OH 45458-2993 |
| Document Number | 0000058235 |
| Map Reference | MB 102 PG 35&36 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 2021-058235 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1974 BYERS RD, MIAMISBURG, OH 45342-3249 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 2222 Cold Stream Dr was $6,970, up 4.9% from the year before.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Unified School District | Wayne Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,970.00 (+4.94%) | $151,210 (%) Land $35,000 Building $116,210 | $432,040 (-) Land $100,000 Building $332,040 |
| 2024 | $6,642.00 (+9.95%) | $151,214 (+26.62%) Land $35,000 Building $116,214 | $432,040 Land $100,000 Building $332,040 |
| 2023 | $6,041.00 (+476.43%) | $119,427 (+478.34%) Land $20,650 Building $98,777 | |
| 2022 | $1,048.00 | $20,650 Land $20,650 | $341,220 (+478.34%) Land $59,000 Building $282,220 |
| 2021 | $59,000 Land $59,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2222 Cold Stream Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2222 Cold Stream Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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