2230 Chesapeake Ln, Centralia, IL 62801 Property Records

Marion County property record for 2230 Chesapeake Ln, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	864 sqft · built 1982
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Jan 2024)
Tax Bill	$3,366 (2025)
Deeds & Mortgages	Jan 2024 Sale May 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1505401001`

Property Details

APN / Parcel Number

Primary APN	`1505401001`

Interior

Building Area	864 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	2230 CHESAPEAKE LN
City	CENTRALIA
State	IL
Zip	62801-8746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICHARDSONS SUB SUBLOT 1 LOT 4
Legal Subdivision	RICHARDSONS SUB
Legal Lot Number	4
Jurisdiction	MARION IL
Township / Civil Division	RACCOON
Census Block Group	1
Census Block	1038
Census Tract	952300

Owner

2230 Chesapeake Ln is owned by two individuals who bought it in January 2024.

Source: Marion County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3527 S ARBOR LAKE DR, EDWARDSVILLE, IL 62025-7755
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
May 15, 2017	Deed, Transfer · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY
May 15, 2017	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2024 · Amount on File
Deed Sale	Jan 8, 2024 · Amount on File
Prior Sale	May 15, 2017 · Amount on File
Deed Document Number	202460
Prior Transfer Date	Dec 27, 2022
Prior Transfer Doc	0000000052
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Jan 8, 2024
Property Address	2230 CHESAPEAKE LN, CENTRALIA, IL 62801-8746
Document Number	2024R00060
Instrument Date	Jan 3, 2024
Instrument	2024R00060
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$145.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 5TH ST, ALMA, IL 62807-2150

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3527 S ARBOR LAKE DR, EDWARDSVILLE, IL 62025-7755

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION IL
Recording Date	May 15, 2017
Property Address	2230 CHESAPEAKE LN, CENTRALIA, IL 62801-8746
Document Number	2017R02765
Instrument Date	May 11, 2017
Instrument	2017R02765
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	QUAD CITY TITLE, QUAD COUNTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2230 CHESAPEAKE LN, CENTRALIA, IL 62801-8746

Mortgage

Document Number	2017R02767
Date	May 15, 2017
Instrument	2017R02767

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION IL
Recording Date	May 15, 2017
Property Address	2230 CHESAPEAKE LN, CENTRALIA, IL 62801-8746
Document Number	2017R02765
Instrument Date	May 11, 2017
Instrument	2017R02765
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	QUAD CITY TITLE, QUAD COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2230 CHESAPEAKE LN, CENTRALIA, IL 62801-8746

Mortgage

Document Number	2017R02766
Date	May 15, 2017
Instrument	2017R02766

Lender

Name	US BANK NA
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.25%
Min Rate At Change	3.25%
Max Rate At Change	9.87%

Tax Assessment & Valuation

The 2025 property tax bill for 2230 Chesapeake Ln was $3,366.

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Raccoon Township
Elementary School District	Raccoon Consolidated School District 1 (KG - 08)
Secondary School District	Salem Community High School District 600 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,366.00	$59,990 Land $4,610 Building $55,380	$179,970 Land $13,830 Building $166,140
2022	$970.00 Homeowner's exemption	$20,440 Land $3,500 Building $16,940	$61,320 Land $10,500 Building $50,820

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2230 Chesapeake Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2230 Chesapeake Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RACCOON WATER COMPANY private · serves 7,080 people · EPA ID IL1215100
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Netwitz Internet Services Fixed Wireless	30 / 5

May also be available: AT&T, Verizon, Wisper ISP.

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