2223 Chesapeake Ln, Centralia, IL 62801 Property Records

Marion County property record for 2223 Chesapeake Ln, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	3,360 sqft · built 1961
Lot Size	1.98 acres (86,249 sqft)
Owner	Individual Name on File
Tax Bill	$1,369 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1505400021`

Property Details

APN / Parcel Number

Primary APN	`1505400021`

Interior

Building Area	3,360 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	86,249 sqft (1.98 acres)
Garage Area	560 sqft

Location & Zoning

Street Address	2223 CHESAPEAKE LN
City	CENTRALIA
State	IL
Zip	62801-8746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART W 1/2 E 1/2 NE SE LE RONNIE & CAROLYN GIERTEN
Jurisdiction	MARION IL
Township / Civil Division	RACCOON
Census Block Group	1
Census Block	1038
Census Tract	952300

Owner

2223 Chesapeake Ln is owned and occupied by an individual who acquired it in July 2008.

Source: Marion County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2223 CHESAPEAKE LN, CENTRALIA, IL 62801-8746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLES NATIONAL BANK
Apr 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 23, 2008
Transfer Doc	2008R04720
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Recording Date	May 21, 2026
Property Address	2223 CHESAPEAKE LN, CENTRALIA, IL 62801-8746
Document Number	0000002105
Instrument Date	May 13, 2026
Instrument	20262105
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	2223 CHESAPEAKE LN, CENTRALIA, IL 62801-8746

Mortgage

Document Number	0000002105,
Date	May 21, 2026
Instrument	20262105

Lender

Name	PEOPLES NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	2223 CHESAPEAKE LN, CENTRALIA, IL 62801-8746
Transaction Type	Mortgage
Record Updated	Apr 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R01726
Date	Apr 2, 2018
Instrument	2018R01726

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2223 Chesapeake Ln was $1,369 with exemptions applied, down 6% from the year before.

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Raccoon Township
Elementary School District	Raccoon Consolidated School District 1 (KG - 08)
Secondary School District	Salem Community High School District 600 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,369.00 (-5.98%) Homeowner's exemption Senior Citizen's exemption	$69,770 (+12.01%) Land $6,880 Building $62,890	$209,310 (+12.01%) Land $20,640 Building $188,670
2024	$1,456.00	$62,290 Land $6,140 Building $56,150	$186,870 Land $18,420 Building $168,450
2022	$1,641.00 Homeowner's exemption Senior Citizen's exemption	$52,930 Land $5,220 Building $47,710	$158,790 Land $15,660 Building $143,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2223 Chesapeake Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2223 Chesapeake Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RACCOON WATER COMPANY private · serves 7,080 people · EPA ID IL1215100
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Netwitz Internet Services Fixed Wireless	30 / 5

May also be available: AT&T, Verizon, Wisper ISP.

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