Santa Cruz County property record for 223 Wheelock Rd, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,882 sqft · built 1976 |
| Lot Size | 0.434 acres (18,905 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Dec 1999) |
| Tax Bill | $9,168 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 109-142-27 |
| Primary APN | 109-142-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 4,882 sqft Living Area |
| Gross Area | 5,614 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 18,905 sqft (0.434 acres) |
| Terrain | Steep |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 732 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 223 WHEELOCK RD |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-9714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Subdivision | CORRALITOS RHO |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 122401 |
223 Wheelock Rd is owned and occupied by two individuals who bought it in December 1999.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 223 WHEELOCK RD, WATSONVILLE, CA 95076-9714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 1999 · Amount on File |
| Deed Sale | Dec 2, 1999 · Amount on File |
| Deed Document Number | 199975614 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 223 WHEELOCK RD, WATSONVILLE, CA 95076-9714 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TRGC |
| Name | Verified Name |
|---|---|
| Address | 223 WHEELOCK RD, WATSONVILLE, CA 95076-9714 |
| Document Number | 0000042054 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 2020-0042054 |
| Name | WATERMARK CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 223 Wheelock Rd was $9,168.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $743,375 (+2%) Land $224,187 Building $519,188 | ||
| 2025 | $9,168.00 | $728,799 Land $219,791 Building $509,008 | |
| 2023 | $8,094.00 (+1.86%) | $700,498 Land $211,256 Building $489,242 | $958,770 |
| 2022 | $7,946.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 223 Wheelock Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1996–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2023 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 223 Wheelock Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
5G and 4G LTE (outdoors only)
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