175 Wheelock Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 175 Wheelock Rd, Watsonville, CA 95076

Property Summary

Property TypeRural Home
Details4 bd · 2.5 ba · 6,428 sqft · built 2012
Lot Size5.35 acres (233,438 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Oct 2003)
Tax Bill$16,333 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN109-142-10

Property Details

APN / Parcel Number

Primary APN109-142-10
Alternative APN
  • 109-142-10-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Building Area6,428 sqft Living Area
Gross Area7,693 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Construction TypeWood
Roof MaterialTile
Lot Area233,438 sqft
TerrainSteep
View / LotMountain
Garage TypeAttached
Garage Area689 sqft
Parking Spaces2 Parking Spaces
Deck Area108 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address175 WHEELOCK RD
CityWATSONVILLE
StateCA
Zip95076-9717
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRA
Legal SubdivisionCARRALITOS RHO
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1032
Census Tract122401

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address175 WHEELOCK RD, WATSONVILLE, CA 95076-9717
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2003 · Amount on Record
Deed SaleOct 2, 2003 · Amount on Record
Deed Document Number2003100541
Prior Transfer DateSep 20, 2001
Prior Transfer Doc0000062801
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address179 WHEELOCK RD, WATSONVILLE, CA 95076-9717
Transaction TypeMortgage
Record UpdatedSep 5, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 WHEELOCK RD, CORRALITOS, CA 95076-9717

Mortgage

Document Number0000004249
DateFeb 8, 2022
Instrument2022-0004249
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,352,650 (+2.54%) Land $607,970 Building $744,680
2025$16,333.00 (+17.61%) Homeowner's exemption$1,319,128 (+8.82%) Land $596,050 Building $723,078
2023$13,887.00 (+1.8%) Homeowner's exemption$1,212,156 Land $572,904 Building $639,252$1,768,680
2022$13,641.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1996–2023)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 64% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Wheelock Rd

Nearby Streets

Search Property Records by Address or Parcel Number