223 Slate Ln, Stephenson, VA 22656 Property Records

Frederick County property record for 223 Slate Ln, Stephenson, VA 22656

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,597 sqft · built 2004
Lot Size	2 acres (87,120 sqft)
Owner	2 Trust Names on Record
Last Sale	$8,000 (Jul 2003)
Tax Bill	$3,146 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`45A-8D`

Property Details

APN / Parcel Number

Primary APN	`45A-8D`
Alternative APN	`8041455`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,597 sqft Living Area
Gross Area	6,780 sqft
1st Floor Area	1,769 sqft
Basement Area	1,769 sqft
Unfinished Basement	1,769 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	375 sqft
Deck Area	321 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8041455
Street Address	223 SLATE LN
City	STEPHENSON
State	VA
Zip	22656-1840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	2.00 ACRES
Legal Subdivision	5
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	2
Census Block	2059
Census Tract	50100

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	223 SLATE LN, STEPHENSON, VA 22656-1840
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2020	Deed of Trust, Mortgage · VA Mortgage INTEGRITY HOME MORTGAGE CORPORATION
Oct 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance INTEGRITY HOME MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2003 · Amount on Record
Deed Sale	Jul 22, 2003 · Amount on Record
Deed Book / Page	300 / 15826
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	223 SLATE LN, STEPHENSON, VA 22656-1840
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000764
Date	Jan 21, 2020
Instrument	200000764

Lender

Name	INTEGRITY HOME MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	223 SLATE LN, STEPHENSON, VA 22656-1840
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014009
Date	Oct 7, 2020
Instrument	200014009

Lender

Name	INTEGRITY HOME MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,146.00 (+10.42%)	$593,540 Land $92,500 Building $501,040	$593,540 Land $92,500 Building $501,040
2025	$2,849.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Slate Ln

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