Essex County and West Orange Township property record for 223 Saint Cloud Ave, West Orange, NJ 07052
| Property Type | Single Family Home |
|---|---|
| Details | 1,221 sqft · built 1952 |
| Lot Size | 0.187 acres (8,124 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Jun 2018) |
| Tax Bill | $14,380 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-00168-03-00005 |
| Primary APN | 22-00168-03-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,221 sqft Living Area |
| 1st Floor Area | 1,221 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Lot Area | 8,124 sqft (0.187 acres) |
| Lot Dimensions | 125 ft deep x 65 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 2200168C00005 |
|---|---|
| Street Address | 223 SAINT CLOUD AVE |
| City | WEST ORANGE |
| State | NJ |
| Zip | 07052-2513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | 65X125 |
| Legal Subdivision | PLEASANT RDG |
| Legal Block | 168.3 |
| Legal Lot Number | 5 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | WEST ORANGE |
| Census Block Group | 6 |
| Census Block | 6002 |
| Census Tract | 18000 |
223 Saint Cloud Ave is owned and occupied by an individual who bought it in June 2018.
Source: Essex County and West Orange Township records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 223 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2023 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Nov 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jan 6, 2025 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Oct 31, 2017 | Deed of Trust, Mortgage · Line of Credit UNITY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2018 · Amount on File |
| Deed Sale | Jun 14, 2018 · Amount on File |
| Prior Sale | Jun 12, 2018 · Amount on File |
| Deed Document Number | 201851314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 223 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2513 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000050211 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 2023050211 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 26, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 223 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2513 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000130560 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 2021130560 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 223 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2513 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | SERVICE TITLE, SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000834 |
|---|---|
| Date | Jan 6, 2025 |
| Instrument | 2025000834 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 27, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 223 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2513 |
| Document Number | 0000099235 |
| Instrument Date | Oct 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2018 |
| Name | Verified Name |
|---|---|
| Address | 24 RUTGERS ST WEST ORANGE NJ 070522512, WEST ORANGE, NJ 07052-2512 |
| Document Number | 0000099235 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 99235 |
| Name | UNITY BK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 223 Saint Cloud Ave was $14,380, up 14.6% from the year before.
Source: Essex County and West Orange Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | West Orange Township |
| Unified School District | West Orange Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $547,400 (-) Land $291,900 Building $255,500 | $547,400 (-) Land $291,900 Building $255,500 | |
| 2025 | $14,380.00 (+14.55%) | $547,400 Land $291,900 Building $255,500 | $547,400 Land $291,900 Building $255,500 |
| 2024 | $12,553.00 | ||
| 2023 | $268,000 (-) Land $144,100 Building $123,900 | $268,000 (-) Land $144,100 Building $123,900 | |
| 2022 | $11,891.00 (+1.91%) | $268,000 Land $144,100 Building $123,900 | $268,000 Land $144,100 Building $123,900 |
| 2021 | $11,668.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 223 Saint Cloud Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 27 (1978–2021) |
| Claims Outside the SFHA | 15 of 27 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 223 Saint Cloud Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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