Essex County and West Orange Township property record for 221 Saint Cloud Ave, West Orange, NJ 07052
| Property Type | Single Family Home |
|---|---|
| Details | 1,720 sqft · built 1953 |
| Lot Size | 0.187 acres (8,124 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $660,000 (Mar 2025) |
| Tax Bill | $15,289 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Mar 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-00168-03-00006 |
| Primary APN | 22-00168-03-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,720 sqft Living Area |
| 1st Floor Area | 1,720 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 8,124 sqft (0.187 acres) |
| Lot Dimensions | 125 ft deep x 65 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 2200168C00006 |
|---|---|
| Street Address | 221 SAINT CLOUD AVE |
| City | WEST ORANGE |
| State | NJ |
| Zip | 07052-2513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | 65X125 |
| Legal Subdivision | PLEASANT RDG |
| Legal Block | 168.3 |
| Legal Lot Number | 6 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | WEST ORANGE |
| Census Block Group | 6 |
| Census Block | 6002 |
| Census Tract | 18000 |
221 Saint Cloud Ave is owned and occupied by two individuals who bought it in March 2025.
Source: Essex County and West Orange Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 221 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2026 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Mar 21, 2025 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2025 · Amount on File |
| Deed Sale | Mar 21, 2025 · Amount on File |
| Prior Sale | Sep 7, 2005 · Amount on File |
| Deed Document Number | 202517994 |
| Prior Transfer Date | Jan 31, 1991 |
| Prior Transfer Doc | 5156000578 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 9, 2026 |
| Property Address | 221 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2513 |
| Document Number | 0000038466 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 202638466 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ATLAS TITLE |
| Name | Verified Name |
|---|---|
| Address | 221 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2513 |
| Document Number | 0000038466, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 202638466 |
| Name | LENDAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Mar 21, 2025 |
| Property Address | 221 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2513 |
| Document Number | 0000017994 |
| Instrument Date | Mar 17, 2025 |
| Instrument | 2025017994 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | NATIONAL INTEGRITY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1000 EXECUTIVE DR APT 411, 411, WEST ORANGE, NJ 07052-3468 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 221 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2513 |
| Document Number | 0000017995 |
|---|---|
| Date | Mar 21, 2025 |
| Instrument | 2025017995 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
The 2025 property tax bill for 221 Saint Cloud Ave was $15,289, up 14.3% from the year before.
Source: Essex County and West Orange Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | West Orange Township |
| Unified School District | West Orange Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $582,000 (-) Land $291,900 Building $290,100 | $582,000 (-) Land $291,900 Building $290,100 | |
| 2025 | $15,289.00 (+14.29%) | $582,000 Land $291,900 Building $290,100 | $582,000 Land $291,900 Building $290,100 |
| 2024 | $13,377.00 | ||
| 2023 | $285,600 Land $144,100 Building $141,500 | $285,600 Land $144,100 Building $141,500 | |
| 2022 | $12,672.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 221 Saint Cloud Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 27 (1978–2021) |
| Claims Outside the SFHA | 15 of 27 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 221 Saint Cloud Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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