Scott County property record for 223 Old Mill Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 1,428 sqft |
| Lot Size | 0.213 acres (9,320 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Apr 2026) |
| Tax Bill | $1,524 (2025) |
| Deeds & Mortgages | May 2006 Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 190-10-086.000 |
| Primary APN | 190-10-086.000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 1,020 sqft |
| Basement Area | 1,428 sqft |
| Unfinished Basement | 1,428 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Lot Area | 9,320 sqft (0.213 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 223 OLD MILL RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEORGETOWN LANDING II |
| Legal Subdivision | GEORGETOWN LANDING II |
| Legal Phase | 1 & 2 |
| Legal Lot Number | 22 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 40101 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1103 POCAHONTAS CT, GEORGETOWN, KY 40324-1097 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| May 25, 2006 | Deed of Trust, Mortgage · ARM MORTGAGE LENDERS NETWORK USA INC |
| Apr 21, 2026 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2026 · Amount on Record |
| Deed Sale | Apr 21, 2026 · Amount on Record |
| Deed Document Number | 2026582190 |
| Deed Book / Page | 465 / 216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 223 OLD MILL RD, GEORGETOWN, KY 40324-9757 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M786/476 |
|---|---|
| Date | May 25, 2006 |
| Book Page | M786/476 |
| Instrument | 142818 |
| Name | MORTGAGE LENDERS NETWORK USA INC |
|---|---|
| Type | Subprime Lender |
| Address | MIDDLETOWN, CT 06457 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.55% |
| Type Change Date | Jun 1, 2009 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.55% |
| Max Rate At Change | 10.5% |
| Index | 6-Month LIBOR |
| Max Rate | 13.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 21, 2026 |
| Property Address | 223 OLD MILL RD, GEORGETOWN, KY 40324-9757 |
| Document Number | 0000582190 |
| Book / Page | 465 / 216 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026.582190 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,250.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1103 POCAHONTAS CT, GEORGETOWN, KY 40324-1097 |
| Document Number | 0000582194, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 2026.582194 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,300 (-) | $220,300 (-) | |
| 2025 | $1,524.00 (+14.59%) Homeowner's exemption | $220,300 (+14.09%) | $220,300 (+14.09%) |
| 2023 | $1,330.00 (+30.52%) Homeowner's exemption | $193,100 (+22.22%) Land $35,000 Building $158,100 | $193,100 (+22.22%) Land $35,000 Building $158,100 |
| 2022 | $1,019.00 Disabled Person's exemption | $158,000 Land $32,000 Building $126,000 | $158,000 Land $32,000 Building $126,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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