Scott County property record for 221 Old Mill Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft |
| Lot Size | 0.214 acres (9,336 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Dec 2019) |
| Tax Bill | $2,062 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Dec 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 190-10-083.000 |
| Primary APN | 190-10-083.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 640 sqft |
| Basement Area | 1,344 sqft |
| Finished Basement | 640 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Lot Area | 9,336 sqft (0.214 acres) |
| Garage Type | Basement |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 221 OLD MILL RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEORGETOWN LANDING II |
| Legal Subdivision | GEORGETOWN LANDING II |
| Legal Phase | 1 & 2 |
| Legal Lot Number | 20 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 40101 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 221 OLD MILL RD, GEORGETOWN, KY 40324-9757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2023 | Deed of Trust, Mortgage · Line of Credit UNIFY FINANCIAL FCU |
| Dec 13, 2019 | Deed, Transfer · FHA Mortgage NORTHPOINTE BANK |
| Aug 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2019 · Amount on File |
| Deed Sale | Dec 13, 2019 · Amount on File |
| Prior Sale | Aug 23, 2018 · Amount on File |
| Deed Document Number | 2019409519 |
| Deed Book / Page | 411 / 63 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 221 OLD MILL RD, GEORGETOWN, KY 40324-9757 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M1762/400 |
|---|---|
| Date | Nov 20, 2023 |
| Book Page | M1762/400 |
| Instrument | 487703 |
| Name | UNIFY FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TORRANCE, CA 90504 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 13, 2019 |
| Property Address | 221 OLD MILL RD, GEORGETOWN, KY 40324-9757 |
| Document Number | D411/063 |
| Book / Page | D411 / 063 |
| Map Reference | SL 373 |
| Instrument Date | Dec 9, 2019 |
| Instrument | 409519 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1023 GALLOWAY RD, 1023, STAMPING GROUND, KY 40379-9746 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 221 OLD MILL RD, GEORGETOWN, KY 40324-9757 |
| Document Number | 409520 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 409520 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Number | 0M1478/790 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | M1478/790 |
| Instrument | 409521 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 23, 2018 |
| Property Address | 221 OLD MILL RD, GEORGETOWN, KY 40324-9757 |
| Document Number | D399/822 |
| Book / Page | D399 / 822 |
| Map Reference | SL373 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 391212 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9701 E HIGHWAY 25, 9701, BELLEVIEW, FL 34420-7436 |
| Name | Verified Name |
|---|---|
| Address | 221 OLD MILL RD, GEORGETOWN, KY 40324-9757 |
| Document Number | 391213 |
|---|---|
| Date | Aug 23, 2018 |
| Instrument | 391213 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $231,600 (-) | $231,600 (-) | |
| 2025 | $2,062.00 (+11.7%) | $231,600 (+13.7%) | $231,600 (+13.7%) |
| 2023 | $1,846.00 (+3%) | $203,700 (+24.43%) Land $35,000 Building $168,700 | $203,700 (+24.43%) Land $35,000 Building $168,700 |
| 2022 | $1,420.00 | $163,700 Land $32,000 Building $131,700 | $163,700 Land $32,000 Building $131,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures