223 N Bermuda St, Waco, TX 76705 Property Records

McLennan County property record for 223 N Bermuda St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 982 sqft · built 1932
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$109,300 (Sep 2016)
Tax Bill	$1,376 (2025)
Deeds & Mortgages	Jan 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-030600-009400-2`

Property Details

APN / Parcel Number

Primary APN	`20-030600-009400-2`
Alternative APNs	`2003060000940020111` `113697`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	982 sqft Living Area
1st Floor Area	982 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	192 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	223 N BERMUDA ST
City	WACO
State	TX
Zip	76705-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LAKEVIEW LOT 7 BLOCK 20 ACRES .1722
Legal Subdivision	LAKEVIEW
Legal Block	20
Legal Lot Number	7
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3037
Census Tract	3200

Owner

223 N Bermuda St is owned and occupied by an individual who bought it in September 2016.

Source: McLennan County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	223 N BERMUDA ST, WACO, TX 76705-1934
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2016 · Amount on File
Deed Sale	Sep 26, 2016 · Amount on File
Prior Sale	Jul 30, 2007
Deed Document Number	201631695
Prior Transfer Date	Sep 23, 2016
Prior Transfer Doc	0000031695
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	223 N BERMUDA ST, WACO, TX 76705-1934
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 N BERMUDA ST, WACO, TX 76705-1934

Mortgage

Document Number	0000002249
Date	Jan 24, 2024
Instrument	2024002249

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	273 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 223 N Bermuda St was $1,376 with a homeowner's exemption, down 12.7% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,846 (-3.49%) Land $38,775 Building $102,071	$140,846 (-3.49%) Land $38,775 Building $102,071
2025	$1,376.00 (-12.69%) Homeowner's exemption	$145,940 Land $35,180 Building $110,760	$145,940 Land $35,180 Building $110,760
2024	$1,576.00
2023		$141,130 Land $35,180 Building $105,950	$141,130 Land $35,180 Building $105,950
2022	$1,136.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 223 N Bermuda St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 223 N Bermuda St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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