221 N Bermuda St, Waco, TX 76705 Property Records

McLennan County property record for 221 N Bermuda St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1924
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$209,574 (Jul 2022)
Tax Bill	$907 (2025)
Deeds & Mortgages	Jan 2021 Sale Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-030600-009300-6`

Property Details

APN / Parcel Number

Primary APN	`20-030600-009300-6`
Alternative APNs	`2003060000930060111` `113696`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Flooring	Wood

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1939
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	221 N BERMUDA ST
City	WACO
State	TX
Zip	76705-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LAKEVIEW LOT 6 BLOCK 20 ACRES .1722
Legal Subdivision	LAKEVIEW
Legal Block	20
Legal Lot Number	6
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3037
Census Tract	3200

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 N BERMUDA ST, WACO, TX 76705-1934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Warranty Deed, Transfer ATTORNEY ONLY
Dec 28, 2020	Deed of Trust, Mortgage · Line of Credit GARTHOK LNDG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Prior Sale	Jan 4, 2021
Deed Document Number	202230365
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 4, 2021
Property Address	221 N BERMUDA ST, WACO, TX 76705-1934
Document Number	0000000004
Instrument Date	Dec 30, 2020
Instrument	4
Transaction Type	Transfer
Record Updated	Feb 26, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8448 ORANGE ST DOWNEY CA 902423643, DOWNEY, CA 90242-3643

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	221 N BERMUDA ST, WACO, TX 76705-1934
Document Number	0000046537
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8448 ORANGE ST DOWNEY CA 902423643, DOWNEY, CA 90242-3643

Mortgage

Document Number	0000046537
Date	Dec 30, 2020
Instrument	46537

Lender

Name	GARTHOK LNDG LLC
Address	502 CARDINAL AVE, MCALLEN, TX 78504-2741

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,958 (+1%)	$141,455 (-3.5%) Land $38,775 Building $102,680
2025	$907.00 (+16.13%) Homeowner's exemption	$104,507 (-0.47%) Land $35,180 Building $111,400	$146,580 (+39.6%) Land $35,180 Building $111,400
2024	$781.00 (+43.83%)
2023		$105,000 Land $35,180 Building $69,820	$105,000 Land $35,180 Building $69,820
2022	$543.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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