St. Charles County property record for 223 N 3rd St, Saint Charles, MO 63301
| Property Type | Commercial |
|---|---|
| Details | 2,114 sqft · built 1900 |
| Lot Size | 0.242 acres (10,560 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $6,850 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 007950A000 |
| Primary APN | 007950A000 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,114 sqft Total Area |
| 1st Floor Area | 2,114 sqft |
| Fireplace | Masonry |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Unfinished |
| Exterior Material | Stone |
| Lot Area | 10,560 sqft |
| Lot Dimensions | 165 ft deep x 64 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 416 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 007950A000 |
|---|---|
| Old Parcel Number | 007950A000 |
| Street Address | 223 N 3RD ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2812 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | AC9 |
| Legal Description | PT CITY BLK 91 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | PARK CHAS SOUTH 04 |
| Legal Block | 91 |
| Legal Lot Number | 1 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 310502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Midtown Neighborhood Historic District listed 2014 · 537 contributing resources · NRIS 14000885 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
The current owner of 223 N 3rd St acquired it in May 2003.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 223 N 3RD ST, SAINT CHARLES, MO 63301-2812 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 16, 2003 |
| Transfer Doc | 0034091267 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 223 N 3rd St was $6,850.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,850.00 | $101,663 | $317,697 Land $87,120 Building $230,577 |
| 2023 | $94,933 (+11.83%) | ||
| 2022 | $6,222.00 | $84,889 | $296,664 (+11.83%) Land $87,120 Building $209,544 |
| 2021 | $265,277 Land $87,120 Building $178,157 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 223 N 3rd St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 17 (1980–2022) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Aug 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 223 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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