117 N 3rd St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 117 N 3rd St, Saint Charles, MO 63301

Property Summary

Property TypeApartments (5+ Units)
Details10,004 sqft · built 1921
Lot Size0.248 acres (10,800 sqft)
OwnerCompany Name on Record
Tax Bill$8,557 (2025)
Flood ZoneZone X (minimal risk)
APN007850A000

Property Details

APN / Parcel Number

Primary APN007850A000
Alternative APN
  • 6-009D-B090-00-0011.0000000

Interior

Units14 Units
Building Area10,004 sqft Living Area
1st Floor Area10,004 sqft

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,800 sqft (0.248 acres)
Lot Dimensions150 ft deep x 72 ft wide
PorchOpen Porch
Porch Area405 sqft

Utilities, Heating & Cooling

Heating SystemSteam
SewerConnected

Location & Zoning

Account Number007850A000
Street Address117 N 3RD ST
CitySAINT CHARLES
StateMO
Zip63301-2853
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeAA4
Legal DescriptionPT CITY BLK 90
Legal SubdivisionCITY/ST CHARLES
Legal Block90
Legal Lot Number11
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1069
Census Tract310502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Midtown Neighborhood Historic District
listed 2014 · 537 contributing resources · NRIS 14000885

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2500 S OLD HIGHWAY 94, 200, SAINT CHARLES, MO 63303-5624
Owner TypeCompany
VestingLimited Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 12, 2024
Deed SaleDec 12, 2024
Prior SaleOct 20, 2022
Deed Document Number202452129
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$137,836 (-)$725,455 (-) Land $80,000 Building $645,455
2025$8,557.00$137,836 (+14.29%)$725,455 (+14.29%) Land $80,000 Building $645,455
2023$120,607
2022$634,773 Land $80,000 Building $554,773

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims17 (1980–2022)
Claims Outside the SFHA3 of 17
Most Recent ClaimAug 2022 · tidal / storm surge
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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