223 Maher Dr, Morehead, KY 40351 Property Records

Rowan County property record for 223 Maher Dr, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,296 sqft
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jun 2026)
Tax Bill	$1,103 (2025)
Deeds & Mortgages	Jun 2026 Sale Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`097-00 00 003.39`

Property Details

APN / Parcel Number

Primary APN	`097-00 00 003.39`
Alternative APNs	`5867` `5871` `6214`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	6214
Street Address	223 MAHER DR
City	MOREHEAD
State	KY
Zip	40351-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 39 PHASE 2 SEC 2 MOREHEAD EST
Legal Subdivision	MOREHEAD ESTATES
Legal Phase	2
Legal Lot Number	39
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1001
Census Tract	950301

Owner

Source: Rowan County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	223 MAHER DR, MOREHEAD, KY 40351-2013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed, Transfer BLUEGRASS LAND TITLE
Jan 20, 2021	Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Aug 3, 2017	Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Jan 20, 2021 · Amount on Record
Deed Document Number	20262047412
Deed Book / Page	300 / 65
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jun 5, 2026
Property Address	223 MAHER DR, MOREHEAD, KY 40351-2013
Document Number	0002047412
Book / Page	300 / 65
Instrument Date	Jun 1, 2026
Instrument	20262047412
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$21,715.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 MAHER DR, MOREHEAD, KY 40351-2013

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jan 20, 2021
Property Address	223 MAHER DR, MOREHEAD, KY 40351-2013
Document Number	00D278/342
Book / Page	D278 / 342
Map Reference	CAB I SL 433
Instrument Date	Jan 19, 2021
Instrument	2008019
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 HICKORY RD, 26, WEST LIBERTY, KY 41472-8582

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 MAHER DR, MOREHEAD, KY 40351-2013

Mortgage

Document Number	0002008020
Date	Jan 20, 2021
Instrument	2008020

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Aug 3, 2017
Property Address	223 MAHER DR, MOREHEAD, KY 40351-2013
Document Number	00D265/024
Book / Page	D265 / 024
Map Reference	CAB1 SL449
Instrument Date	Jul 31, 2017
Instrument	406032
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$104.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	223 MAHER DR, 223, MOREHEAD, KY 40351-2013

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	223 MAHER DR, MOREHEAD, KY 40351-2013

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,103.00 (-1.69%)	$131,800 (-) Land $10,000 Building $121,800	$131,800 (-) Land $10,000 Building $121,800
2023	$1,122.00	$131,800 Land $10,000 Building $121,800	$131,800 Land $10,000 Building $121,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 94 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	39 (2002–2018)
Claims Outside the SFHA	1 of 39
Most Recent Claim	Sep 2018 · tidal / storm surge
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 14 claims Severe Storms, Tornadoes, And Flooding, Apr 2011 · 3 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: T-Mobile.

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