Rowan County property record for 221 Maher Dr, Morehead, KY 40351 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,456 sqft |
| Owner | Individual Name on File |
| Tax Bill | $814 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Mar 2019 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 097-00 00 003.38 |
| Primary APN | 097-00 00 003.38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,456 sqft Living Area |
| Stories | 1 Story |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Cooling System | Central |
|---|---|
| Heating System | Oil |
| Heating Fuel | Electric |
| Account Number | 9259 |
|---|---|
| Street Address | 221 MAHER DR |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-2013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT 40 PHASE 2 SECT 2 MOREHEAD EST |
| Legal Subdivision | MOREHEAD ESTATES |
| Legal Phase | 2 |
| Legal Lot Number | 40 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 950301 |
Source: Rowan County records · APN 097-00 00 003.38
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 MEADOWBROOK DR, MOREHEAD, KY 40351-1149 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2019 | Deed of Trust, Mortgage THE CITIZENS BANK |
| Mar 18, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE CITIZENS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 12, 2015 |
| Deed Sale | Jan 12, 2015 |
| Prior Sale | Jan 13, 2012 · Amount on Record |
| Deed Document Number | 390893 |
| Deed Book / Page | D254 / 547 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 221 MAHER DR, MOREHEAD, KY 40351-2013 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00A403/431 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | A403/431 |
| Instrument | 413265 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | MOREHEAD, KY 40351 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 221 MAHER DR, MOREHEAD, KY 40351-2013 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00A403/437 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | A403/437 |
| Instrument | 413266 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | MOREHEAD, KY 40351 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $814.00 (+9.26%) | $97,360 (+11.27%) Land $10,000 Building $87,360 | $97,360 (+11.27%) Land $10,000 Building $87,360 |
| 2023 | $745.00 | $87,500 Land $10,000 Building $77,500 | $87,500 Land $10,000 Building $77,500 |
Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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