223 Inverrary Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 223 Inverrary Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,417 sqft · built 2001
Lot Size	0.07 acres (3,048 sqft)
Owner	2 Individual Names on File
Last Sale	$463,000 (Dec 2021)
Tax Bill	$3,780 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Feb 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-3614-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-3614-7`
Alternative APNs	`00-2S-22-0068-000C-0130` `22S2000068000C0130`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,417 sqft Living Area
Gross Area	1,710 sqft
1st Floor Area	937 sqft
Upper Floors Area	480 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	3,048 sqft (0.07 acres)
Garage Type	Attached
Garage Area	273 sqft
Porch	Finished/Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	223 INVERRARY DR
City	DESTIN
State	FL
Zip	32541-5756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALUSA BAY S/D LOT 13 BLK C
Legal Subdivision	CALUSA BAY S/D
Legal Block	C
Legal Lot Number	13
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2003
Census Tract	23308

Owner

223 Inverrary Dr is owned by two individuals who bought it in December 2021.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19819 SUMMERSET WAY, HOUSTON, TX 77094-3005
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 9, 2018	Grant Deed, Transfer BUYERS TITLE
Apr 17, 2017	Quit Claim Deed, Foreclosure BUYERS TITLE
Feb 14, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Feb 9, 2018 · Amount on File
Deed Document Number	20213509414
Deed Book / Page	3590 / 2031
Prior Transfer Date	Mar 2, 2017
Prior Transfer Doc	0032952231
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 1, 2021
Property Address	223 INVERRARY DR, DESTIN, FL 32541-5756
Document Number	0035902031
Book / Page	3590 / 2031
Map Reference	MB 18 PG 24&25
Instrument Date	Nov 29, 2021
Instrument	3509414
Transaction Type	Transfer
Record Updated	Feb 13, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,241.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 W COLLEGE ST, ENTERPRISE, AL 36330-2843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19819 SUMMERSET WAY, HOUSTON, TX 77094-3005

Mortgage

Document Number	0035902033
Date	Dec 1, 2021
Instrument	3590/2033

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 9, 2018
Property Address	223 INVERRARY DR, DESTIN, FL 32541-5756
Document Number	0033364357
Book / Page	003336 / 004357
Instrument Date	Jan 29, 2018
Instrument	3187747
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	BUYERS TITLE

Transaction

Amount	Amount on Record
Tax	$2,121.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 INVERRARY DR DESTIN FL 325415756, DESTIN, FL 32541-5756

April 2017: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 17, 2017
Property Address	223 INVERRARY DR, DESTIN, FL 32541-5756
Document Number	0032952231
Book / Page	003295 / 002231
Instrument Date	Mar 2, 2017
Instrument	3129083
Transaction Type	Foreclosure
Record Updated	May 17, 2017
Title Company	BUYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	15480 LAGUNA CANYON RD #100 IRVINE CA 926182132, 100, IRVINE, CA 92618-2132

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 14, 2017
Property Address	223 INVERRARY DR, DESTIN, FL 32541-5756
Document Number	0032870875
Book / Page	003287 / 000875
Instrument Date	Jan 23, 2017
Instrument	3117377
Transaction Type	Foreclosure
Record Updated	Mar 17, 2017

Transaction

Amount	Amount on Record
Tax	$1,645.70
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7360 S KYRENE RD TEMPE AZ 852838432, TEMPE, AZ 85283-8432

Tax Assessment & Valuation

The 2025 property tax bill for 223 Inverrary Dr was $3,780.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,780.00	$359,492 Land $117,429 Building $242,063	$359,492 Land $117,429 Building $242,063
2023	$3,830.00 (+14.98%)	$378,216 (+21.88%) Land $106,549 Building $271,667	$378,216 (+21.88%) Land $106,549 Building $271,667
2022	$3,331.00	$310,319 Land $84,229 Building $226,090	$310,319 Land $84,229 Building $226,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 223 Inverrary Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2001) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 223 Inverrary Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wildstar Networks.

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